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Business Description
PKO Bank Polski SA
ISIN : PLPKO0000016
Share Class Description:
PSZKF: Ordinary SharesCompare
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Traded in other countries / regions
PKO.Poland0FMO.UKPSZKY.USAP9O.GermanyPKO.Czech Republic IPO Date
2004-11-11Description
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.91 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.58 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.24 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 24.1 | |||||
| 3-Year EPS without NRI Growth Rate | 39.3 | |||||
| 3-Year Book Growth Rate | 11.6 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 0.75 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 32.38 | |||||
| 9-Day RSI | 46.21 | |||||
| 14-Day RSI | 54.24 | |||||
| 3-1 Month Momentum % | 21.74 | |||||
| 6-1 Month Momentum % | 11.49 | |||||
| 12-1 Month Momentum % | 301.88 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.37 | |||||
| Dividend Payout Ratio | 0.37 | |||||
| Forward Dividend Yield % | 3.37 | |||||
| 5-Year Yield-on-Cost % | 3.37 | |||||
| Shareholder Yield % | -1.68 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 32.23 | |||||
| FCF Margin % | -24.77 | |||||
| ROE % | 19.17 | |||||
| ROA % | 1.83 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.61 | |||||
| Forward PE Ratio | 8.71 | |||||
| PE Ratio without NRI | 6.04 | |||||
| Shiller PE Ratio | 17.34 | |||||
| PEG Ratio | 1.4 | |||||
| PS Ratio | 2.77 | |||||
| PB Ratio | 1.53 | |||||
| Price-to-Tangible-Book | 1.66 | |||||
| EV-to-Forward-EBIT | 4.11 | |||||
| EV-to-Revenue | 2.87 | |||||
| EV-to-Forward-Revenue | 2.81 | |||||
| EV-to-FCF | -11.58 | |||||
| Price-to-GF-Value | 1.32 | |||||
| Price-to-Projected-FCF | 0.23 | |||||
| Price-to-DCF (Earnings Based) | 0.39 | |||||
| Price-to-Median-PS-Value | 0.91 | |||||
| Price-to-Graham-Number | 0.67 | |||||
| FCF Yield % | -8.93 | |||||
| Forward Rate of Return (Yacktman) % | 33.72 |
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