Heritage Insurance Holdings (FRA:11H) ROCE %: % (As of Jun. 2026)

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FRA:11H Heritage Insurance Holdings Inc FRA:11H
63 GF Score
Price €29.18
GF Value €23.27
! 6 Warning Signs
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What is Heritage Insurance Holdings ROCE %?

Heritage Insurance Holdings FRA:11H -0.41% 63 ROCE % is % as of Jun. 2026. GuruFocus rates FRA:11H with a GF Score™ of 63/100 and a GF Value™ of €23.27. The stock has 6 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:11H
63GF Score
Heritage Insurance Holdings Inc FRA:11H
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Heritage Insurance Holdings (FRA:11H) has a ROCE % of % as of Jun. 2026.
Is Heritage Insurance Holdings' ROCE % too high?
Heritage Insurance Holdings' current ROCE % is %. Overall, Heritage Insurance Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Heritage Insurance Holdings' ROCE % compare to ROOT and HIPO?
Heritage Insurance Holdings' ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 7.33. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.33, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heritage Insurance Holdings's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Insurance Holdings stock overvalued right now?
Heritage Insurance Holdings (FRA:11H) has a current ROCE % of %. The stock's GF Value™ is €23.27, compared to a current price of €29.18 — trading 25.4% above its estimated fair value. The current ROCE % is %. Heritage Insurance Holdings' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Heritage Insurance Holdings (FRA:11H), the current ROCE % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heritage Insurance Holdings (FRA:11H) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Insurance Holdings stock appears to be overvalued. The current stock price of €29.18 is trading 25.4% above its estimated GF Value™ of €23.27.

Key valuation signals for FRA:11H:

  • ROCE %: %
  • GF Value™: €23.27 vs. price of €29.18 (25.4% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:11H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heritage Insurance Holdings Business Description

Other Exchanges HRTG:USA11H:Germany
Address 1401 North Westshore Boulevard, Tampa, FL, USA, 33607
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
63GF Score

Get the complete analysis for FRA:11H

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.18
Price
€23.27
GF Value