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Heritage Insurance Holdings (FRA:11H) Price-to-Free-Cash-Flow : 7.52 (As of May. 07, 2025)


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What is Heritage Insurance Holdings Price-to-Free-Cash-Flow?

As of today (2025-05-07), Heritage Insurance Holdings's share price is €17.70. Heritage Insurance Holdings's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 was €2.35. Hence, Heritage Insurance Holdings's Price-to-Free-Cash-Flow Ratio for today is 7.52.

The historical rank and industry rank for Heritage Insurance Holdings's Price-to-Free-Cash-Flow or its related term are showing as below:

FRA:11H' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.95   Med: 2.96   Max: 30.82
Current: 9.17

During the past 13 years, Heritage Insurance Holdings's highest Price-to-Free-Cash-Flow Ratio was 30.82. The lowest was 0.95. And the median was 2.96.

FRA:11H's Price-to-Free-Cash-Flow is ranked better than
58.36% of 377 companies
in the Insurance industry
Industry Median: 9.5 vs FRA:11H: 9.17

Heritage Insurance Holdings's Free Cash Flow per Share for the three months ended in Dec. 2024 was €-1.82. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was €2.35.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Heritage Insurance Holdings was 11.60% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 6.60% per year.

During the past 13 years, Heritage Insurance Holdings's highest 3-Year average Free Cash Flow per Share Growth Rate was 183.70% per year. The lowest was -66.80% per year. And the median was -5.60% per year.


Heritage Insurance Holdings Price-to-Free-Cash-Flow Historical Data

The historical data trend for Heritage Insurance Holdings's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Heritage Insurance Holdings Price-to-Free-Cash-Flow Chart

Heritage Insurance Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.67 2.77 - 2.83 4.70

Heritage Insurance Holdings Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.83 5.63 1.08 1.51 4.70

Competitive Comparison of Heritage Insurance Holdings's Price-to-Free-Cash-Flow

For the Insurance - Property & Casualty subindustry, Heritage Insurance Holdings's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heritage Insurance Holdings's Price-to-Free-Cash-Flow Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Heritage Insurance Holdings's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Heritage Insurance Holdings's Price-to-Free-Cash-Flow falls into.


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Heritage Insurance Holdings Price-to-Free-Cash-Flow Calculation

Heritage Insurance Holdings's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=17.70/2.353
=7.52

Heritage Insurance Holdings's Share Price of today is €17.70.
Heritage Insurance Holdings's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.35.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Heritage Insurance Holdings  (FRA:11H) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Heritage Insurance Holdings Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Heritage Insurance Holdings's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Heritage Insurance Holdings Business Description

Traded in Other Exchanges
Address
1401 North Westshore Boulevard, Tampa, FL, USA, 33607
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance in various states in the United States. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. Company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina.

Heritage Insurance Holdings Headlines

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