E-L Financial (TSX:ELF) ROCE %: % (As of Mar. 2026)


TSX:ELF E-L Financial Corp Ltd TSX:ELF
63 GF Score
Price C$17.09
GF Value C$15.34
Valuation Modestly Overvalued
! 8 Warning Signs
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What is E-L Financial ROCE %?

E-L Financial TSX:ELF +0.65% 63 ROCE % is % as of Mar. 2026. GuruFocus rates TSX:ELF with a GF Score™ of 63/100 and a GF Value™ of C$15.34 (Modestly Overvalued). The stock has 8 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

TSX:ELF
63GF Score
E-L Financial Corp Ltd TSX:ELF
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
E-L Financial (TSX:ELF) has a ROCE % of % as of Mar. 2026.
Is E-L Financial's ROCE % too high?
E-L Financial's current ROCE % is %. Overall, E-L Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does E-L Financial's ROCE % compare to AFL and MET?
E-L Financial's ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E-L Financial's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-L Financial stock overvalued right now?
Based on GuruFocus' analysis, E-L Financial (TSX:ELF) is currently considered Modestly Overvalued. The stock's GF Value™ is C$15.34, compared to a current price of C$17.09 — trading 11.4% above its estimated fair value. The current ROCE % is %. E-L Financial's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For E-L Financial (TSX:ELF), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-L Financial (TSX:ELF) Overvalued in 2026?

Based on GuruFocus' analysis, E-L Financial stock appears to be overvalued. The current stock price of C$17.09 is trading 11.4% above its estimated GF Value™ of C$15.34. GuruFocus considers E-L Financial to be Modestly Overvalued.

Key valuation signals for TSX:ELF:

  • ROCE %: %
  • GF Value™: C$15.34 vs. price of C$17.09 (11.4% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the TSX:ELF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

E-L Financial Business Description

Address 165 University Avenue, 10th Floor, Toronto, ON, CAN, M5H 3B8
E-L Financial Corp Ltd operates as an investment and insurance holding company that provides a broad range of wealth management products, individual insurance products, group plans, and financial services to meet the needs of individuals, professionals, and businesses. The firm has two segments; The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds, and annuity products, and the E-L Corporate segment operations include the oversight of investments in equities held through holdings of common shares, investment funds, closed-end investment companies, and other private companies.
63GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$17.09
Price
C$15.34
GF Value