E-L Financial (TSX:ELF) Tariff Resilience Score: 9/10 (As of Jun. 29, 2026)


TSX:ELF E-L Financial Corp Ltd TSX:ELF
63 GF Score
Price C$16.93
GF Value C$15.35
Valuation Fairly Valued
! 8 Warning Signs
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What is E-L Financial Tariff Resilience Score?

E-L Financial TSX:ELF +0.47% 63 Tariff Resilience Score is 9 as of Jun. 29, 2026. GuruFocus rates TSX:ELF with a GF Score™ of 63/100 and a GF Value™ of C$15.35 (Fairly Valued). The stock has 8 warning signs investors should review. Among 598 Insurance companies, E-L Financial ranks better than 99.67% on this metric.

E-L Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

E-L Financial has As a financial services company, E-L Financial has minimal exposure to tariffs. Its operations are largely domestic and service-based, with no significant reliance on international trade of goods.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes E-L Financial might have Highly Resilient.

E-L Financial  (TSX:ELF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

E-L Financial Tariff Resilience Score Related Terms

TSX:ELF vs AFL, MET, PRU: Tariff Resilience Score Comparison

For the Insurance - Life subindustry, E-L Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

E-L Financial Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, E-L Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where E-L Financial's Tariff Resilience Score falls into.


TSX:ELF
63GF Score
E-L Financial Corp Ltd TSX:ELF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
E-L Financial (TSX:ELF) has a Tariff Resilience Score of 9 as of Jun. 29, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, E-L Financial ranks #2 out of 598 companies in the Insurance industry, placing it in the top 0.3%.
Is E-L Financial's Tariff Resilience Score too high?
E-L Financial's current Tariff Resilience Score is 9. Based on the distribution chart, E-L Financial ranks #2 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, E-L Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E-L Financial's Tariff Resilience Score compare to AFL and MET?
According to the Insurance industry distribution chart, E-L Financial ranks #2 out of 598 companies for Tariff Resilience Score. This places E-L Financial in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. E-L Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-L Financial stock overvalued right now?
Based on GuruFocus' analysis, E-L Financial (TSX:ELF) is currently considered Fairly Valued. The stock's GF Value™ is C$15.35, compared to a current price of C$16.93 — trading 10.3% above its estimated fair value. The current Tariff Resilience Score is 9. E-L Financial's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For E-L Financial (TSX:ELF), the current Tariff Resilience Score is 9 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-L Financial (TSX:ELF) Overvalued in 2026?

Based on GuruFocus' analysis, E-L Financial stock appears to be overvalued. The current stock price of C$16.93 is trading 10.3% above its estimated GF Value™ of C$15.35. GuruFocus considers E-L Financial to be Fairly Valued.

Key valuation signals for TSX:ELF:

  • Tariff Resilience Score: 9
  • GF Value™: C$15.35 vs. price of C$16.93 (10.3% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the TSX:ELF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

E-L Financial Business Description

Address 165 University Avenue, 10th Floor, Toronto, ON, CAN, M5H 3B8
E-L Financial Corp Ltd operates as an investment and insurance holding company that provides a broad range of wealth management products, individual insurance products, group plans, and financial services to meet the needs of individuals, professionals, and businesses. The firm has two segments; The Empire Life operating segment underwrites life and health insurance policies and provides segregated funds, mutual funds, and annuity products, and the E-L Corporate segment operations include the oversight of investments in equities held through holdings of common shares, investment funds, closed-end investment companies, and other private companies.
63GF Score

Get the complete analysis for TSX:ELF

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$16.93
Price
C$15.35
GF Value