GRANIT Bank (BUD:GRANIT) ROE % Adjusted to Book Value: 5.07% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUD:GRANIT GRANIT Bank PLC BUD:GRANIT
11 GF Score
Price Ft9,040.00
! 1 Warning Sign
View Full Analysis

What is GRANIT Bank ROE % Adjusted to Book Value?

GRANIT Bank BUD:GRANIT -0.22% 11 ROE % Adjusted to Book Value is 5.07% as of Mar. 2026. GuruFocus rates BUD:GRANIT with a GF Score™ of 11/100. The stock has 1 warning sign investors should review.

GRANIT Bank's ROE % for the quarter that ended in Mar. 2026 was 5.12%. GRANIT Bank's PB Ratio for the quarter that ended in Mar. 2026 was 1.01. GRANIT Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 5.07%.

GRANIT Bank ROE % Adjusted to Book Value Related Terms

GRANIT Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for GRANIT Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GRANIT Bank ROE % Adjusted to Book Value Chart

GRANIT Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 0.00 0.00 8.60 8.04

GRANIT Bank Quarterly Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.86 0.00 10.14 8.99 5.07

BUD:GRANIT vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, GRANIT Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

GRANIT Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, GRANIT Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where GRANIT Bank's ROE % Adjusted to Book Value falls into.


BUD:GRANIT
11GF Score
GRANIT Bank PLC BUD:GRANIT
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GRANIT Bank ROE % Adjusted to Book Value Calculation

GRANIT Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.26% / 1.40
=8.04%

GRANIT Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.12% / 1.01
=5.07%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 5.07% mean?
GRANIT Bank (BUD:GRANIT) has a ROE % Adjusted to Book Value of 5.07% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on GRANIT Bank and its competitors.
Is GRANIT Bank's ROE % Adjusted to Book Value too high?
GRANIT Bank's current ROE % Adjusted to Book Value is 5.07%. Overall, GRANIT Bank has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does GRANIT Bank's ROE % Adjusted to Book Value compare to PNC and USB?
GRANIT Bank's ROE % Adjusted to Book Value of 5.07% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on GRANIT Bank and its competitors. GRANIT Bank's current ROE % Adjusted to Book Value is 5.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GRANIT Bank stock overvalued right now?
GRANIT Bank (BUD:GRANIT) has a current ROE % Adjusted to Book Value of 5.07%. The current ROE % Adjusted to Book Value is 5.07%. GRANIT Bank's overall GF Score™ is 11/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For GRANIT Bank (BUD:GRANIT), the current ROE % Adjusted to Book Value is 5.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

GRANIT Bank Business Description

Address Lechner Odon Fasor 8, Budapest, HUN, 1095
GRANIT Bank PLC is a commercial bank engaged in universal banking activities and is entitled to offer financial and supplementary financial services. The Bank also offers investment services to customers via its mobile app and makes Granit Fund Management's investment fund units available to customers. In Romania, the Bank offers bank account, payment, and foreign exchange services. Its segments include Retail Segment, Non-financial Corporate Segment, Financial Corporate Segment, Project Loans Segment, and Non-profit Segment.
11GF Score

Get the complete analysis for BUD:GRANIT

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Ft9,040.00
Price