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Hills Bancorp's ROE % for the quarter that ended in Mar. 2026 was 14.55%. Hills Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 1.21.
Hills Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.02%.
Hills Bancorp ROE % Adjusted to Book Value Related Terms
Hills Bancorp ROE % Adjusted to Book Value Historical Data
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The historical data trend for Hills Bancorp's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HBIA vs IBCP, SHBI, FISI: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Hills Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hills Bancorp ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Hills Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Hills Bancorp's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 12.02% mean?
Hills Bancorp (HBIA) has a ROE % Adjusted to Book Value of 12.02% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hills Bancorp and its competitors.
Is Hills Bancorp's ROE % Adjusted to Book Value too high?
Hills Bancorp's current ROE % Adjusted to Book Value is 12.02%. Overall, Hills Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hills Bancorp's ROE % Adjusted to Book Value compare to IBCP and SHBI?
Hills Bancorp's ROE % Adjusted to Book Value of 12.02% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hills Bancorp and its competitors. Hills Bancorp's current ROE % Adjusted to Book Value is 12.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hills Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Hills Bancorp (HBIA) is currently considered Fairly Valued. The stock's GF Value™ is $46.34, compared to a current price of $44.76 — trading 3.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.02%. Hills Bancorp's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Hills Bancorp (HBIA), the current ROE % Adjusted to Book Value is 12.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hills Bancorp (HBIA) Overvalued in 2026?
Based on GuruFocus' analysis, Hills Bancorp stock appears to be undervalued.
The current stock price of $44.76 is trading 3.4% below its estimated GF Value™ of $46.34.
GuruFocus considers Hills Bancorp to be Fairly Valued.
Key valuation signals for HBIA:
ROE % Adjusted to Book Value: 12.02%
GF Value™: $46.34 vs. price of $44.76 (3.4% below fair value)
No single metric tells the full story. See the HBIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hills Bancorp is a holding company engaged in the business of commercial banking serving individuals, businesses, governmental units, and institutional customers in the United States. It offers services including acceptance of demand, savings, and time deposits, providing commercial, real estate, agricultural, and consumer loans, maintaining night and safe deposit facilities, and performing collection, exchange, and other banking services. Also, it administers estates, personal trusts, and pension plans and provides farm management, investment advisory, and custodial services for individuals, corporations, and nonprofit organizations. The company also provides mortgage loans and commercial and financial loans. The company generates key revenue from interest income.
69GF Score
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