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PB Financial's ROE % for the quarter that ended in Jun. 2026 was 16.27%. PB Financial's PB Ratio for the quarter that ended in Jun. 2026 was 1.53.
PB Financial's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 10.63%.
PB Financial ROE % Adjusted to Book Value Related Terms
PB Financial ROE % Adjusted to Book Value Historical Data
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The historical data trend for PB Financial's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PBNC vs FINW, FOTB, CBTN: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, PB Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PB Financial ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, PB Financial's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where PB Financial's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 10.63% mean?
PB Financial (PBNC) has a ROE % Adjusted to Book Value of 10.63% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PB Financial and its competitors.
Is PB Financial's ROE % Adjusted to Book Value too high?
PB Financial's current ROE % Adjusted to Book Value is 10.63%. Overall, PB Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PB Financial's ROE % Adjusted to Book Value compare to FINW and FOTB?
PB Financial's ROE % Adjusted to Book Value of 10.63% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PB Financial and its competitors. PB Financial's current ROE % Adjusted to Book Value is 10.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Financial stock overvalued right now?
Based on GuruFocus' analysis, PB Financial (PBNC) is currently considered Modestly Overvalued. The stock's GF Value™ is $56.91, compared to a current price of $70.00 — trading 23% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.63%. PB Financial's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PB Financial (PBNC), the current ROE % Adjusted to Book Value is 10.63% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PB Financial (PBNC) Overvalued in 2026?
Based on GuruFocus' analysis, PB Financial stock appears to be overvalued.
The current stock price of $70.00 is trading 23% above its estimated GF Value™ of $56.91.
GuruFocus considers PB Financial to be Modestly Overvalued.
Key valuation signals for PBNC:
ROE % Adjusted to Book Value: 10.63%
GF Value™: $56.91 vs. price of $70.00 (23% above fair value)
No single metric tells the full story. See the PBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PB Financial Corp is a financial holding company whose principal business activity consists of the ownership of a bank. Along with its subsidiaries, the company is engaged in offering general commercial and retail banking services to communities across North Carolina in Holly Ridge, Jacksonville, Morehead City, Nashville, Raleigh, Richlands, Rocky Mount, Tarboro, Wilson, and New Bern. The various financial products and services offered by the Group include checking accounts, savings accounts, digital banking services, business savings accounts, different types of loans and advances, credit cards, and payment solutions, among others. The majority of its revenue is generated in the form of interest income.
63GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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