PBNC (PB Financial) Tax Provision: $-7.21 Mil (TTM As of Jun. 2026)

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PBNC PB Financial Corp PBNC
61 GF Score
Price $72.00
GF Value $57.04
Valuation Modestly Overvalued
! 2 Warning Signs
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What is PB Financial Tax Provision?

PB Financial PBNC +2.86% 61 Tax Provision is $-7.21 Mil as of Jun. 2026. GuruFocus rates PBNC with a GF Score™ of 61/100 and a GF Value™ of $57.04 (Modestly Overvalued). The stock has 2 warning signs investors should review.

PB Financial's tax provision for the three months ended in Jun. 2026 was $-1.92 Mil. Its tax provision for the trailing twelve months (TTM) ended in Jun. 2026 was $-7.21 Mil.

PB Financial Tax Provision Historical Data

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The historical data trend for PB Financial's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PB Financial Tax Provision Chart

PB Financial Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision
Get a 7-Day Free Trial -2.79 -4.04 -3.97 -5.16 -6.60

PB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.61 -1.85 -1.68 -1.76 -1.92
PBNC
61GF Score
PB Financial Corp PBNC
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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PB Financial Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-7.21 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of $-7.21 Mil mean?
PB Financial (PBNC) has a Tax Provision of $-7.21 Mil as of Jun. 2026. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on PB Financial and its competitors.
Is PB Financial's Tax Provision too high?
PB Financial's current Tax Provision is $-7.21 Mil. Overall, PB Financial has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PB Financial's Tax Provision compare to FINW and FOTB?
PB Financial's Tax Provision of $-7.21 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Banks company?
A good Tax Provision depends on the Banks industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on PB Financial and its competitors. PB Financial's current Tax Provision is $-7.21 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PB Financial stock overvalued right now?
Based on GuruFocus' analysis, PB Financial (PBNC) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.04, compared to a current price of $72.00 — trading 26.2% above its estimated fair value. The current Tax Provision is $-7.21 Mil. PB Financial's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For PB Financial (PBNC), the current Tax Provision is $-7.21 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PB Financial (PBNC) Overvalued in 2026?

Based on GuruFocus' analysis, PB Financial stock appears to be overvalued. The current stock price of $72.00 is trading 26.2% above its estimated GF Value™ of $57.04. GuruFocus considers PB Financial to be Modestly Overvalued.

Key valuation signals for PBNC:

  • Tax Provision: $-7.21 Mil
  • GF Value™: $57.04 vs. price of $72.00 (26.2% above fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the PBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PB Financial Business Description

Address 450 North Winstead Avenue, PO Box 7727, Rocky Mount, NC, USA, 27804
PB Financial Corp is a financial holding company whose principal business activity consists of the ownership of a bank. Along with its subsidiaries, the company is engaged in offering general commercial and retail banking services to communities across North Carolina in Holly Ridge, Jacksonville, Morehead City, Nashville, Raleigh, Richlands, Rocky Mount, Tarboro, Wilson, and New Bern. The various financial products and services offered by the Group include checking accounts, savings accounts, digital banking services, business savings accounts, different types of loans and advances, credit cards, and payment solutions, among others. The majority of its revenue is generated in the form of interest income.
61GF Score

Get the complete analysis for PBNC

Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.00
Price
$57.04
GF Value