Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN) ROE % Adjusted to Book Value: 3.16% (As of Apr. 2026)

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XNEP:AVYAN Aviyan Laghubitta Bittiya Sanstha Ltd XNEP:AVYAN
55 GF Score
Price NPR1,043.00
GF Value NPR1,788.91
Valuation Possible Value Trap
! 1 Warning Sign
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What is Aviyan Laghubitta Bittiyanstha ROE % Adjusted to Book Value?

Aviyan Laghubitta Bittiyanstha XNEP:AVYAN -0.76% 55 ROE % Adjusted to Book Value is 3.16% as of Apr. 2026. GuruFocus rates XNEP:AVYAN with a GF Score™ of 55/100 and a GF Value™ of NPR1,788.91 (Possible Value Trap). The stock has 1 warning sign investors should review.

Aviyan Laghubitta Bittiyanstha's ROE % for the quarter that ended in Apr. 2026 was 22.02%. Aviyan Laghubitta Bittiyanstha's PB Ratio for the quarter that ended in Apr. 2026 was 6.97. Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 3.16%.


Aviyan Laghubitta Bittiyanstha ROE % Adjusted to Book Value Related Terms


Aviyan Laghubitta Bittiyanstha ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aviyan Laghubitta Bittiyanstha ROE % Adjusted to Book Value Chart

Aviyan Laghubitta Bittiyanstha Annual Data
Trend Jul22 Jul23 Jul24 Jul25
ROE % Adjusted to Book Value
0.00 0.05 -0.82 2.59

Aviyan Laghubitta Bittiyanstha Quarterly Data
Jul22 Apr23 Jul23 Apr24 Jul24 Jan25 Apr25 Jul25 Jan26 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 6.07 12.37 3.16

XNEP:AVYAN vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aviyan Laghubitta Bittiyanstha ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value falls into.


XNEP:AVYAN
55GF Score
Aviyan Laghubitta Bittiya Sanstha Ltd XNEP:AVYAN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aviyan Laghubitta Bittiyanstha ROE % Adjusted to Book Value Calculation

Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=23.24% / 8.96
=2.59%

Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=22.02% / 6.97
=3.16%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 3.16% mean?
Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN) has a ROE % Adjusted to Book Value of 3.16% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Aviyan Laghubitta Bittiyanstha and its competitors.
Is Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value too high?
Aviyan Laghubitta Bittiyanstha's current ROE % Adjusted to Book Value is 3.16%. Overall, Aviyan Laghubitta Bittiyanstha has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value compare to V and MA?
Aviyan Laghubitta Bittiyanstha's ROE % Adjusted to Book Value of 3.16% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Aviyan Laghubitta Bittiyanstha and its competitors. Aviyan Laghubitta Bittiyanstha's current ROE % Adjusted to Book Value is 3.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aviyan Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN) is currently considered Possible Value Trap. The stock's GF Value™ is NPR1,788.91, compared to a current price of NPR1,043.00 — trading 41.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 3.16%. Aviyan Laghubitta Bittiyanstha's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN), the current ROE % Adjusted to Book Value is 3.16% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN) Overvalued in 2026?

Based on GuruFocus' analysis, Aviyan Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR1,043.00 is trading 41.7% below its estimated GF Value™ of NPR1,788.91. GuruFocus considers Aviyan Laghubitta Bittiyanstha to be Possible Value Trap.

Key valuation signals for XNEP:AVYAN:

  • ROE % Adjusted to Book Value: 3.16%
  • GF Value™: NPR1,788.91 vs. price of NPR1,043.00 (41.7% below fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the XNEP:AVYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aviyan Laghubitta Bittiyanstha Business Description

Address Panauti-4, kavre, NPL
Aviyan Laghubitta Bittiya Sanstha Ltd provides retail microfinance in Nepal. It offers various loans, such as general, alternate energy, seasonal, discipline, emergency, micro entrepreneur, foreign employment, education, home construction, agro equipment, business loans, and SRG loans.
55GF Score

Get the complete analysis for XNEP:AVYAN

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,043.00
Price
NPR1,788.91
GF Value