Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN) Scaled Net Operating Assets: 0.87 (As of Apr. 2026)

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XNEP:AVYAN Aviyan Laghubitta Bittiya Sanstha Ltd XNEP:AVYAN
55 GF Score
Price NPR1,043.00
GF Value NPR1,788.91
Valuation Possible Value Trap
! 1 Warning Sign
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What is Aviyan Laghubitta Bittiyanstha Scaled Net Operating Assets?

Aviyan Laghubitta Bittiyanstha XNEP:AVYAN -0.76% 55 Scaled Net Operating Assets is 0.87 as of Apr. 2026. GuruFocus rates XNEP:AVYAN with a GF Score™ of 55/100 and a GF Value™ of NPR1,788.91 (Possible Value Trap). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Aviyan Laghubitta Bittiyanstha's operating assets for the quarter that ended in Apr. 2026 was NPR3,606.9 Mil. Aviyan Laghubitta Bittiyanstha's operating liabilities for the quarter that ended in Apr. 2026 was NPR451.5 Mil. Aviyan Laghubitta Bittiyanstha's Total Assets for the quarter that ended in Jan. 2026 was NPR3,632.4 Mil. Therefore, Aviyan Laghubitta Bittiyanstha's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was 0.87.

XNEP:AVYAN
55GF Score
Aviyan Laghubitta Bittiya Sanstha Ltd XNEP:AVYAN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Aviyan Laghubitta Bittiyanstha Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Aviyan Laghubitta Bittiyanstha's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(3500.167-428.975)/2279.703
=1.35

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3665.346 - 165.179
=3500.167

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3347.895 - 2918.92 - 0
=428.975

Aviyan Laghubitta Bittiyanstha's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(3606.865-451.535)/3632.445
=0.87

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3669.984 - 63.119
=3606.865

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3275.379 - 2823.844 - 0
=451.535

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.87 mean?
Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN) has a Scaled Net Operating Assets of 0.87 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Aviyan Laghubitta Bittiyanstha and its competitors.
Is Aviyan Laghubitta Bittiyanstha's Scaled Net Operating Assets too high?
Aviyan Laghubitta Bittiyanstha's current Scaled Net Operating Assets is 0.87. Overall, Aviyan Laghubitta Bittiyanstha has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Aviyan Laghubitta Bittiyanstha's Scaled Net Operating Assets compare to V and MA?
Aviyan Laghubitta Bittiyanstha's Scaled Net Operating Assets of 0.87 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Aviyan Laghubitta Bittiyanstha and its competitors. Aviyan Laghubitta Bittiyanstha's current Scaled Net Operating Assets is 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aviyan Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN) is currently considered Possible Value Trap. The stock's GF Value™ is NPR1,788.91, compared to a current price of NPR1,043.00 — trading 41.7% below its estimated fair value. The current Scaled Net Operating Assets is 0.87. Aviyan Laghubitta Bittiyanstha's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN), the current Scaled Net Operating Assets is 0.87 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aviyan Laghubitta Bittiyanstha (XNEP:AVYAN) Overvalued in 2026?

Based on GuruFocus' analysis, Aviyan Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR1,043.00 is trading 41.7% below its estimated GF Value™ of NPR1,788.91. GuruFocus considers Aviyan Laghubitta Bittiyanstha to be Possible Value Trap.

Key valuation signals for XNEP:AVYAN:

  • Scaled Net Operating Assets: 0.87
  • GF Value™: NPR1,788.91 vs. price of NPR1,043.00 (41.7% below fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the XNEP:AVYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aviyan Laghubitta Bittiyanstha Business Description

Address Panauti-4, kavre, NPL
Aviyan Laghubitta Bittiya Sanstha Ltd provides retail microfinance in Nepal. It offers various loans, such as general, alternate energy, seasonal, discipline, emergency, micro entrepreneur, foreign employment, education, home construction, agro equipment, business loans, and SRG loans.
55GF Score

Get the complete analysis for XNEP:AVYAN

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,043.00
Price
NPR1,788.91
GF Value