ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. CIMB Thai Bank's annualized net income for the quarter that ended in Mar. 2026 was ฿2,409 Mil. CIMB Thai Bank's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ฿51,752 Mil. Therefore, CIMB Thai Bank's annualized ROE % for the quarter that ended in Mar. 2026 was 4.65%.
The historical rank and industry rank for CIMB Thai Bank's ROE % or its related term are showing as below:
BKK:CIMBT'
s ROE % Range Over the Past 10 Years
Min: -2.34 Med: 3.93 Max: 6.52
Current: 3.91
During the past 13 years, CIMB Thai Bank's highest ROE % was 6.52%. The lowest was -2.34%. And the median was 3.93%.
BKK:CIMBT's ROE % is not ranked
in the Banks industry.
Industry Median: 10.22
vs BKK:CIMBT: 3.91
CIMB Thai Bank (BKK:CIMBT) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
CIMB Thai Bank ROE % Related Terms
CIMB Thai Bank ROE % Historical Data
* Premium members only.
The historical data trend for CIMB Thai Bank's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CIMB Thai Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIMB Thai Bank ROE % vs Banks Industry
For the Banks industry and Financial Services sector, CIMB Thai Bank's ROE % distribution charts can be found below:
* The bar in red indicates where CIMB Thai Bank's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
CIMB Thai Bank (BKK:CIMBT) has a ROE % of 4.65% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CIMB Thai Bank and its competitors. This is 18% above median its historical median of 3.93.
Is CIMB Thai Bank's ROE % too high?
CIMB Thai Bank's current ROE % of 4.65% is 18% above median its 10-year median of 3.93. The Banks industry median ROE % is 10.22. CIMB Thai Bank's value of 4.65% is 54.5% below this industry median. Overall, CIMB Thai Bank has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does CIMB Thai Bank's ROE % compare to PNC and USB?
CIMB Thai Bank's ROE % of 4.65% can be compared against companies in the Banks industry. The industry median ROE % is 10.22. CIMB Thai Bank's value of 4.65% is 54.5% below this benchmark. While the company's 10-year median is 3.93 vs. the industry median of 10.22, CIMB Thai Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIMB Thai Bank's current ROE % of 4.65% is 54.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CIMB Thai Bank and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIMB Thai Bank's current ROE % is 4.65%, which is 18% above median its own 10-year median of 3.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Thai Bank stock overvalued right now?
CIMB Thai Bank (BKK:CIMBT) has a current ROE % of 4.65%. The stock's GF Value™ is ฿0.69, compared to a current price of ฿0.37 — trading 46.4% below its estimated fair value. The current ROE % is 4.65%, which is 18% above median its 10-year median of 3.93 and 54.5% below the Banks industry median of 10.22. CIMB Thai Bank's overall GF Score™ is 13/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CIMB Thai Bank (BKK:CIMBT), the current ROE % is 4.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIMB Thai Bank (BKK:CIMBT) Overvalued in 2026?
Based on GuruFocus' analysis, CIMB Thai Bank stock appears to be undervalued.
The current stock price of ฿0.37 is trading 46.4% below its estimated GF Value™ of ฿0.69.
Key valuation signals for BKK:CIMBT:
ROE %: 4.65% (18% above median its 10-year median of 3.93)
GF Value™: ฿0.69 vs. price of ฿0.37 (46.4% below fair value)
No single metric tells the full story. See the BKK:CIMBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIMB Thai Bank PLC is a financial service provider in Thailand. It provides consumer banking, commercial banking, investment banking, Islamic banking, asset management, and insurance products and services. Its segments are Retail banking and SMEs, Wholesale Banking, and Others. The company generates key revenue from the Retail banking and SMEs segment, which provides financial services to individuals and commercial customers. The products include consumer sales & distribution, retail financial services, commercial banking, and personal financing.
13GF Score
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