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Zhongmiao Holdings (Qingdao) CoHKSE:01471 +0.06%20 ROE % is 8.64% as of Dec. 2025, which is 18% below its 10-year median of 10.57. GuruFocus rates HKSE:01471 with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 499 Insurance companies, Zhongmiao Holdings (Qingdao) Co ranks worse than 64.93% on this metric.
Zhongmiao Holdings (Qingdao) Co (HKSE:01471) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Zhongmiao Holdings (Qingdao) Co ROE % Related Terms
Zhongmiao Holdings (Qingdao) Co ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Zhongmiao Holdings (Qingdao) Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhongmiao Holdings (Qingdao) Co ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zhongmiao Holdings (Qingdao) Co's ROE % distribution charts can be found below:
* The bar in red indicates where Zhongmiao Holdings (Qingdao) Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Zhongmiao Holdings (Qingdao) Co (HKSE:01471) has a ROE % of 8.64% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Zhongmiao Holdings (Qingdao) Co and its competitors. This is 18% below median its historical median of 10.57. Over the past decade, Zhongmiao Holdings (Qingdao) Co's ROE % has ranged from 8.51 to 13.16. According to the industry distribution chart, Zhongmiao Holdings (Qingdao) Co ranks #324 out of 499 companies in the Insurance industry, placing it in the top 64.9%.
Is Zhongmiao Holdings (Qingdao) Co's ROE % too high?
Zhongmiao Holdings (Qingdao) Co's current ROE % of 8.64% is 18% below median its 10-year median of 10.57. Over the past 10 years, this metric has ranged from a low of 8.51 to a high of 13.16. The Insurance industry median ROE % is 12.05. Zhongmiao Holdings (Qingdao) Co's value of 8.64% is 28.3% below this industry median. Based on the distribution chart, Zhongmiao Holdings (Qingdao) Co ranks #324 out of 499 companies in the Insurance industry, which is below the industry midpoint. Overall, Zhongmiao Holdings (Qingdao) Co has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Zhongmiao Holdings (Qingdao) Co's ROE % compare to MRSH and AON?
According to the Insurance industry distribution chart, Zhongmiao Holdings (Qingdao) Co ranks #324 out of 499 companies for ROE %. This places Zhongmiao Holdings (Qingdao) Co in the lower half of its industry. The industry median ROE % is 12.05. Zhongmiao Holdings (Qingdao) Co's value of 8.64% is 28.3% below this benchmark. Historically, Zhongmiao Holdings (Qingdao) Co's own ROE % has ranged from 8.51 to 13.16 over the past decade. While the company's 10-year median is 10.57 vs. the industry median of 12.05, Zhongmiao Holdings (Qingdao) Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 12.05, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhongmiao Holdings (Qingdao) Co's current ROE % of 8.64% is 28.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Zhongmiao Holdings (Qingdao) Co and its competitors. For the Insurance industry, the median ROE % is 12.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongmiao Holdings (Qingdao) Co's current ROE % is 8.64%, which is 18% below median its own 10-year median of 10.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongmiao Holdings (Qingdao) Co stock overvalued right now?
Zhongmiao Holdings (Qingdao) Co (HKSE:01471) has a current ROE % of 8.64%. The current ROE % is 8.64%, which is 18% below median its 10-year median of 10.57 and 28.3% below the Insurance industry median of 12.05. Zhongmiao Holdings (Qingdao) Co's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Zhongmiao Holdings (Qingdao) Co (HKSE:01471), the current ROE % is 8.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Zhongmiao Holdings (Qingdao) Co Ltd is principally engaged in providing insurance agency services, insurance technology services and banking technology services in the PRC. The Company is mainly engaged in the provision of insurance technology services. Its insurance products include property insurance products, life and health insurance products, accident insurance products, and automobile insurance products. The Group operates through insurance agency services, insurance technology services and banking technology services segments, with insurance agency services generating maximum revenue.
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