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Guangdong Join-Share Financing Guarantee Investment Co (HKSE:01543) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Guangdong Join-Share Financing Guarantee Investment Co ROE % Related Terms
Guangdong Join-Share Financing Guarantee Investment Co ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guangdong Join-Share Financing Guarantee Investment Co ROE % Chart
Guangdong Join-Share Financing Guarantee Investment Co Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guangdong Join-Share Financing Guarantee Investment Co ROE % vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Guangdong Join-Share Financing Guarantee Investment Co (HKSE:01543) has a ROE % of -1.03% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Guangdong Join-Share Financing Guarantee Investment Co and its competitors. Over the past decade, Guangdong Join-Share Financing Guarantee Investment Co's ROE % has ranged from 0.51 to 7.66. According to the industry distribution chart, Guangdong Join-Share Financing Guarantee Investment Co ranks #402 out of 533 companies in the Credit Services industry, placing it in the top 75.4%.
Is Guangdong Join-Share Financing Guarantee Investment Co's ROE % too high?
Guangdong Join-Share Financing Guarantee Investment Co's current ROE % is -1.03%. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 7.66. Based on the distribution chart, Guangdong Join-Share Financing Guarantee Investment Co ranks #402 out of 533 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Guangdong Join-Share Financing Guarantee Investment Co has a GF Score™ of 37/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Guangdong Join-Share Financing Guarantee Investment Co's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Guangdong Join-Share Financing Guarantee Investment Co ranks #402 out of 533 companies for ROE %. This places Guangdong Join-Share Financing Guarantee Investment Co in the lower half of its industry. The industry median ROE % is 6.95. Historically, Guangdong Join-Share Financing Guarantee Investment Co's own ROE % has ranged from 0.51 to 7.66 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.95, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Guangdong Join-Share Financing Guarantee Investment Co and its competitors. For the Credit Services industry, the median ROE % is 6.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guangdong Join-Share Financing Guarantee Investment Co's current ROE % is -1.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangdong Join-Share Financing Guarantee Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Guangdong Join-Share Financing Guarantee Investment Co (HKSE:01543) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.46, compared to a current price of HK$0.19 — trading 58.9% below its estimated fair value. The current ROE % is -1.03%. Guangdong Join-Share Financing Guarantee Investment Co's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Guangdong Join-Share Financing Guarantee Investment Co (HKSE:01543), the current ROE % is -1.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guangdong Join-Share Financing Guarantee Investment Co (HKSE:01543) Overvalued in 2026?
Based on GuruFocus' analysis, Guangdong Join-Share Financing Guarantee Investment Co stock appears to be undervalued.
The current stock price of HK$0.19 is trading 58.9% below its estimated GF Value™ of HK$0.46.
GuruFocus considers Guangdong Join-Share Financing Guarantee Investment Co to be Possible Value Trap.
Key valuation signals for HKSE:01543:
ROE %: -1.03%
GF Value™: HK$0.46 vs. price of HK$0.19 (58.9% below fair value)
No single metric tells the full story. See the HKSE:01543 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guangdong Join-Share Financing Guarantee Investment Co Ltd is a financing services provider, focusing on providing credit-based financing solutions to small and medium enterprises (SMEs) to satisfy their financing and business needs. It provides guarantees on behalf of and entrusted loans to, SMEs and individual business proprietors. It also provides micro-lending to SMEs, individual business proprietors, and individuals in Foshan. The business is distinguished into Guarantees Business and SME Lending segments. The guarantee Business segment is further divided into Financial and Non-Financial Guarantees. The Guarantee segment generates maximum revenue for the company. Geographically, the firm operates in the People's Republic of China.
37GF Score
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