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H2O RetailingHTOCF 69 ROE % is 1.25% as of Mar. 2026, which is 77% below its 10-year median of 5.45. GuruFocus rates HTOCF with a GF Score™ of 69/100 and a GF Value™ of $7.44. The stock has 5 warning signs investors should review. Among 307 Retail - Defensive companies, H2O Retailing ranks better than 54.4% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. H2O Retailing's annualized net income for the quarter that ended in Mar. 2026 was $24 Mil. H2O Retailing's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was $1,957 Mil. Therefore, H2O Retailing's annualized ROE % for the quarter that ended in Mar. 2026 was 1.25%.
The historical rank and industry rank for H2O Retailing's ROE % or its related term are showing as below:
HTOCF'
s ROE % Range Over the Past 10 Years
Min: -10.46 Med: 5.45 Max: 12.21
Current: 9.83
During the past 13 years, H2O Retailing's highest ROE % was 12.21%. The lowest was -10.46%. And the median was 5.45%.
HTOCF's ROE % is ranked better than 54.4% of 307
companies
in the Retail - Defensive industry
Industry Median: 8.56
vs HTOCF: 9.83
H2O Retailing (OTCPK:HTOCF) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
H2O Retailing ROE % Related Terms
H2O Retailing ROE % Historical Data
* Premium members only.
The historical data trend for H2O Retailing's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, H2O Retailing's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
H2O Retailing ROE % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, H2O Retailing's ROE % distribution charts can be found below:
* The bar in red indicates where H2O Retailing's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
H2O Retailing (HTOCF) has a ROE % of 1.25% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on H2O Retailing and its competitors. This is 77% below median its historical median of 5.45. According to the industry distribution chart, H2O Retailing ranks #140 out of 307 companies in the Retail - Defensive industry, placing it in the top 45.6%.
Is H2O Retailing's ROE % too high?
H2O Retailing's current ROE % of 1.25% is 77% below median its 10-year median of 5.45. The Retail - Defensive industry median ROE % is 8.56. H2O Retailing's value of 1.25% is 85.4% below this industry median. Based on the distribution chart, H2O Retailing ranks #140 out of 307 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, H2O Retailing has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does H2O Retailing's ROE % compare to KR?
According to the Retail - Defensive industry distribution chart, H2O Retailing ranks #140 out of 307 companies for ROE %. This puts H2O Retailing in the upper half of its industry. The industry median ROE % is 8.56. H2O Retailing's value of 1.25% is 85.4% below this benchmark. While the company's 10-year median is 5.45 vs. the industry median of 8.56, H2O Retailing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Defensive company?
The median ROE % among Retail - Defensive companies is 8.56, based on 307 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. H2O Retailing's current ROE % of 1.25% is 85.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on H2O Retailing and its competitors. For the Retail - Defensive industry, the median ROE % is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. H2O Retailing's current ROE % is 1.25%, which is 77% below median its own 10-year median of 5.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is H2O Retailing stock overvalued right now?
H2O Retailing (HTOCF) has a current ROE % of 1.25%. The stock's GF Value™ is $7.44, compared to a current price of $10.00 — trading 34.4% above its estimated fair value. The current ROE % is 1.25%, which is 77% below median its 10-year median of 5.45 and 85.4% below the Retail - Defensive industry median of 8.56. H2O Retailing's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For H2O Retailing (HTOCF), the current ROE % is 1.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is H2O Retailing (HTOCF) Overvalued in 2026?
Based on GuruFocus' analysis, H2O Retailing stock appears to be overvalued.
The current stock price of $10.00 is trading 34.4% above its estimated GF Value™ of $7.44.
Key valuation signals for HTOCF:
ROE %: 1.25% (77% below median its 10-year median of 5.45)
GF Value™: $7.44 vs. price of $10.00 (34.4% above fair value)
Industry Position: 85.4% below the Retail - Defensive median (#140 of 307)
No single metric tells the full story. See the HTOCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
H2O Retailing Corp is a Japan-based retailer that provides a broad range of merchandise to meet consumers' needs, from daily needs to special products. The company's core business is the department store business, which includes both the Hankyu and Hanshin department store chains. Superstore business is the company's another major business arm, including the Izumiya and Hankyu Oasis store chains. H2O Retailing also runs a specialty store business, engaged in providing cosmetics, ladies' footwear, and other products and services. In addition to retail businesses, the company operates other businesses as well, such as hotels and restaurants.
69GF Score
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