SUNrise Bank (XNEP:SRBL) ROE %: 12.33% (As of Apr. 2023)

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XNEP:SRBL SUNrise Bank Ltd XNEP:SRBL
25 GF Score
Price NPR173.10
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What is SUNrise Bank ROE %?

SUNrise Bank XNEP:SRBL 25 ROE % is 12.33% as of Apr. 2023. GuruFocus rates XNEP:SRBL with a GF Score™ of 25/100.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. SUNrise Bank's annualized net income for the quarter that ended in Apr. 2023 was NPR2,154 Mil. SUNrise Bank's average Total Stockholders Equity over the quarter that ended in Apr. 2023 was NPR17,474 Mil. Therefore, SUNrise Bank's annualized ROE % for the quarter that ended in Apr. 2023 was 12.33%.

The historical rank and industry rank for SUNrise Bank's ROE % or its related term are showing as below:

XNEP:SRBL's ROE % is not ranked *
in the Banks industry.
Industry Median: 10.325
* Ranked among companies with meaningful ROE % only.

SUNrise Bank  (XNEP:SRBL) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Apr. 2023 )
=Net Income/Total Stockholders Equity
=2154.328/17473.91
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(2154.328 / 6199.852)*(6199.852 / 164407.677)*(164407.677 / 17473.91)
=Net Margin %*Asset Turnover*Equity Multiplier
=34.75 %*0.0377*9.4088
=ROA %*Equity Multiplier
=1.31 %*9.4088
=12.33 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Apr. 2023 )
=Net Income/Total Stockholders Equity
=2154.328/17473.91
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (2154.328 / 3077.612) * (3077.612 / 6199.852) * (6199.852 / 164407.677) * (164407.677 / 17473.91)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7 * 49.64 % * 0.0377 * 9.4088
=12.33 %

Note: The net income data used here is four times the quarterly (Apr. 2023) net income data. The Revenue data used here is four times the quarterly (Apr. 2023) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


SUNrise Bank ROE % Related Terms


SUNrise Bank ROE % Historical Data

* Premium members only.

The historical data trend for SUNrise Bank's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SUNrise Bank ROE % Chart

SUNrise Bank Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.96 14.39 10.49 10.58 12.34

SUNrise Bank Quarterly Data
Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.90 17.17 4.25 10.72 12.33

XNEP:SRBL vs USB, PNC: ROE % Comparison

For the Banks - Regional subindustry, SUNrise Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SUNrise Bank ROE % vs Banks Industry

For the Banks industry and Financial Services sector, SUNrise Bank's ROE % distribution charts can be found below:

* The bar in red indicates where SUNrise Bank's ROE % falls into.


XNEP:SRBL
25GF Score
SUNrise Bank Ltd XNEP:SRBL
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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SUNrise Bank ROE % Calculation

SUNrise Bank's annualized ROE % for the fiscal year that ended in Jul. 2022 is calculated as

ROE %=Net Income (A: Jul. 2022 )/( (Total Stockholders Equity (A: Jul. 2021 )+Total Stockholders Equity (A: Jul. 2022 ))/ count )
=1937.06/( (14810.695+16587.892)/ 2 )
=1937.06/15699.2935
=12.34 %

SUNrise Bank's annualized ROE % for the quarter that ended in Apr. 2023 is calculated as

ROE %=Net Income (Q: Apr. 2023 )/( (Total Stockholders Equity (Q: Jan. 2023 )+Total Stockholders Equity (Q: Apr. 2023 ))/ count )
=2154.328/( (17214.843+17732.977)/ 2 )
=2154.328/17473.91
=12.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Apr. 2023) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 12.33% mean?
SUNrise Bank (XNEP:SRBL) has a ROE % of 12.33% as of Apr. 2023. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on SUNrise Bank and its competitors.
Is SUNrise Bank's ROE % too high?
SUNrise Bank's current ROE % is 12.33%. The Banks industry median ROE % is 10.33. SUNrise Bank's value of 12.33% is 19.4% above this industry median. Overall, SUNrise Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does SUNrise Bank's ROE % compare to USB and PNC?
SUNrise Bank's ROE % of 12.33% can be compared against companies in the Banks industry. The industry median ROE % is 10.33. SUNrise Bank's value of 12.33% is 19.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.33, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SUNrise Bank's current ROE % of 12.33% is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on SUNrise Bank and its competitors. For the Banks industry, the median ROE % is 10.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SUNrise Bank's current ROE % is 12.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SUNrise Bank stock overvalued right now?
SUNrise Bank (XNEP:SRBL) has a current ROE % of 12.33%. The current ROE % is 12.33% and 19.4% above the Banks industry median of 10.33. SUNrise Bank's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For SUNrise Bank (XNEP:SRBL), the current ROE % is 12.33% as of Apr. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SUNrise Bank Business Description

Address Sunrise Plaza, Gairidhara, Metropolitian City-2, Kathmandu, NPL
SUNrise Bank Ltd operates in the finance and banking sector. It offers personal solutions including saving and fixed deposits and loans; business solutions including loans and advances; and other services. It offers various banking products and services including branchless banking, locker, internet banking, Sunrise smart banking, Sunrise visa debit card, extension counter and automated teller machine (ATM).
25GF Score

Get the complete analysis for XNEP:SRBL

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR173.10
Price