Palestine Insurance CoXPAE:PICO 80 ROE % is 4.51% as of Mar. 2026, which is 68% below its 10-year median of 14.25. GuruFocus rates XPAE:PICO with a GF Score™ of 80/100 and a GF Value™ of $2.50 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Palestine Insurance Co ranks worse than 68.71% on this metric.
The historical rank and industry rank for Palestine Insurance Co's ROE % or its related term are showing as below:
XPAE:PICO'
s ROE % Range Over the Past 10 Years
Min: -11.91 Med: 14.25 Max: 63.69
Current: 7.25
During the past 13 years, Palestine Insurance Co's highest ROE % was 63.69%. The lowest was -11.91%. And the median was 14.25%.
XPAE:PICO's ROE % is ranked worse than 68.71% of 505
companies
in the Insurance industry
Industry Median: 11.77
vs XPAE:PICO: 7.25
Palestine Insurance Co (XPAE:PICO) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Palestine Insurance Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palestine Insurance Co ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Palestine Insurance Co's ROE % distribution charts can be found below:
* The bar in red indicates where Palestine Insurance Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Palestine Insurance Co (XPAE:PICO) has a ROE % of 4.51% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Palestine Insurance Co and its competitors. This is 68% below median its historical median of 14.25. According to the industry distribution chart, Palestine Insurance Co ranks #347 out of 505 companies in the Insurance industry, placing it in the top 68.7%.
Is Palestine Insurance Co's ROE % too high?
Palestine Insurance Co's current ROE % of 4.51% is 68% below median its 10-year median of 14.25. The Insurance industry median ROE % is 11.77. Palestine Insurance Co's value of 4.51% is 61.7% below this industry median. Based on the distribution chart, Palestine Insurance Co ranks #347 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Palestine Insurance Co has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Palestine Insurance Co's ROE % compare to CB and PGR?
According to the Insurance industry distribution chart, Palestine Insurance Co ranks #347 out of 505 companies for ROE %. This places Palestine Insurance Co in the lower half of its industry. The industry median ROE % is 11.77. Palestine Insurance Co's value of 4.51% is 61.7% below this benchmark. While the company's 10-year median is 14.25 vs. the industry median of 11.77, Palestine Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.77, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palestine Insurance Co's current ROE % of 4.51% is 61.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Palestine Insurance Co and its competitors. For the Insurance industry, the median ROE % is 11.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palestine Insurance Co's current ROE % is 4.51%, which is 68% below median its own 10-year median of 14.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palestine Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Palestine Insurance Co (XPAE:PICO) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.50, compared to a current price of $2.20 — trading 12% below its estimated fair value. The current ROE % is 4.51%, which is 68% below median its 10-year median of 14.25 and 61.7% below the Insurance industry median of 11.77. Palestine Insurance Co's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Palestine Insurance Co (XPAE:PICO), the current ROE % is 4.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palestine Insurance Co (XPAE:PICO) Overvalued in 2026?
Based on GuruFocus' analysis, Palestine Insurance Co stock appears to be undervalued.
The current stock price of $2.20 is trading 12% below its estimated GF Value™ of $2.50.
GuruFocus considers Palestine Insurance Co to be Modestly Undervalued.
Key valuation signals for XPAE:PICO:
ROE %: 4.51% (68% below median its 10-year median of 14.25)
GF Value™: $2.50 vs. price of $2.20 (12% below fair value)
Industry Position: 61.7% below the Insurance median (#347 of 505)
No single metric tells the full story. See the XPAE:PICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palestine Insurance Co is engaged in providing insurance, re-insurance, and all kinds of warranty work and compensations. The company offers insurance including fire, property damage, marine, health, and motor.
80GF Score
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