UMT United Mobility Technology AG (FRA:UMD) 3-Year ROIIC % : -31.06% (As of Dec. 2025)

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FRA:UMD UMT United Mobility Technology AG FRA:UMD
43 GF Score
Price €1.07
GF Value €0.92
Valuation Modestly Overvalued
! 2 Warning Signs
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What is UMT United Mobility Technology AG 3-Year ROIIC %?

UMT United Mobility Technology AG FRA:UMD -4.46% 43 3-Year ROIIC % is -31.06 as of Dec. 2025. GuruFocus rates FRA:UMD with a GF Score™ of 43/100 and a GF Value™ of €0.92 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 2,622 Software companies, UMT United Mobility Technology AG ranks worse than 80.7% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. UMT United Mobility Technology AG's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was -31.06%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for UMT United Mobility Technology AG's 3-Year ROIIC % or its related term are showing as below:

FRA:UMD's 3-Year ROIIC % is ranked worse than
80.7% of 2622 companies
in the Software industry
Industry Median: 5.335 vs FRA:UMD: -31.06

UMT United Mobility Technology AG  (FRA:UMD) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


UMT United Mobility Technology AG 3-Year ROIIC % Related Terms


UMT United Mobility Technology AG 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for UMT United Mobility Technology AG's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMT United Mobility Technology AG 3-Year ROIIC % Chart

UMT United Mobility Technology AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.40 -85.69 92.32 0.94 -31.06

UMT United Mobility Technology AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 92.32 0.00 0.94 0.00 -31.06

FRA:UMD vs MSFT, ORCL, PLTR: 3-Year ROIIC % Comparison

For the Software - Infrastructure subindustry, UMT United Mobility Technology AG's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMT United Mobility Technology AG 3-Year ROIIC % vs Software Industry

For the Software industry and Technology sector, UMT United Mobility Technology AG's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where UMT United Mobility Technology AG's 3-Year ROIIC % falls into.


FRA:UMD
43GF Score
UMT United Mobility Technology AG FRA:UMD
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UMT United Mobility Technology AG 3-Year ROIIC % Calculation

UMT United Mobility Technology AG's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( -1.114 (Dec. 2025) - -10.45 (Dec. 2022) )/( 10.105 (Dec. 2025) - 40.167 (Dec. 2022) )
=9.336/-30.062
=-31.06%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of -31.06 mean?
UMT United Mobility Technology AG (FRA:UMD) has a 3-Year ROIIC % of -31.06 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on UMT United Mobility Technology AG and its competitors. According to the industry distribution chart, UMT United Mobility Technology AG ranks #2116 out of 2622 companies in the Software industry, placing it in the top 80.7%.
Is UMT United Mobility Technology AG's 3-Year ROIIC % too high?
UMT United Mobility Technology AG's current 3-Year ROIIC % is -31.06. Based on the distribution chart, UMT United Mobility Technology AG ranks #2116 out of 2622 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, UMT United Mobility Technology AG has a GF Score™ of 43/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UMT United Mobility Technology AG's 3-Year ROIIC % compare to MSFT and ORCL?
According to the Software industry distribution chart, UMT United Mobility Technology AG ranks #2116 out of 2622 companies for 3-Year ROIIC %. This places UMT United Mobility Technology AG in the lower half of its industry. The industry median 3-Year ROIIC % is 5.34. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Software company?
The median 3-Year ROIIC % among Software companies is 5.34, based on 2,622 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on UMT United Mobility Technology AG and its competitors. For the Software industry, the median 3-Year ROIIC % is 5.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMT United Mobility Technology AG's current 3-Year ROIIC % is -31.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMT United Mobility Technology AG stock overvalued right now?
Based on GuruFocus' analysis, UMT United Mobility Technology AG (FRA:UMD) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.92, compared to a current price of €1.07 — trading 16.3% above its estimated fair value. The current 3-Year ROIIC % is -31.06. UMT United Mobility Technology AG's overall GF Score™ is 43/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For UMT United Mobility Technology AG (FRA:UMD), the current 3-Year ROIIC % is -31.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMT United Mobility Technology AG (FRA:UMD) Overvalued in 2026?

Based on GuruFocus' analysis, UMT United Mobility Technology AG stock appears to be overvalued. The current stock price of €1.07 is trading 16.3% above its estimated GF Value™ of €0.92. GuruFocus considers UMT United Mobility Technology AG to be Modestly Overvalued.

Key valuation signals for FRA:UMD:

  • 3-Year ROIIC %: -31.06
  • GF Value™: €0.92 vs. price of €1.07 (16.3% above fair value)
  • GF Score™: 43/100 with 2 warning signs

No single metric tells the full story. See the FRA:UMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UMT United Mobility Technology AG Business Description

Other Exchanges UMD:Germany
Address Brienner Strasse 7, Munich, BY, DEU, 80333
UMT United Mobility Technology AG offers service and solutions for mobile and electronic payment systems and in the field of data analytics. It focuses on industries and companies that are future-oriented and crisis-resistant, as well as have a low degree of digitization in the B2B and B2C sectors. It serves Hotel, infrastructure, automotive, passenger transport, mobile phone service providers and other industries. The company offers solutions especially for large-scale customers such as PAYBACK app. Geographically all the activities are functioned through the region of Germany.
43GF Score

Get the complete analysis for FRA:UMD

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.07
Price
€0.92
GF Value