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Health In TechHIT -0.97%19 3-Year ROIIC % is -7.08 as of Dec. 2025. GuruFocus rates HIT with a GF Score™ of 19/100. The stock has 2 warning signs investors should review. Among 2,624 Software companies, Health In Tech ranks worse than 68.86% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Health In Tech's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was -7.08%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Health In Tech's 3-Year ROIIC % or its related term are showing as below:
HIT's 3-Year ROIIC % is ranked worse than 68.86% of 2624
companies
in the Software industry
Industry Median: 5.055
vs HIT: -7.08
Health In Tech (NAS:HIT) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Health In Tech 3-Year ROIIC % Related Terms
Health In Tech 3-Year ROIIC % Historical Data
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The historical data trend for Health In Tech's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Health In Tech's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Health In Tech 3-Year ROIIC % vs Software Industry
For the Software industry and Technology sector, Health In Tech's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Health In Tech's 3-Year ROIIC % falls into.
Health In Tech's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 1.167392 (Dec. 2025) - 0.081988 (Dec. 2022) )
/
( 11.231 (Dec. 2025) - 26.551 (Dec. 2022) )
=
1.085404
/
-15.32
=
-7.08%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Health In Tech (HIT) has a 3-Year ROIIC % of -7.08 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Health In Tech and its competitors. According to the industry distribution chart, Health In Tech ranks #1807 out of 2624 companies in the Software industry, placing it in the top 68.9%.
Is Health In Tech's 3-Year ROIIC % too high?
Health In Tech's current 3-Year ROIIC % is -7.08. Based on the distribution chart, Health In Tech ranks #1807 out of 2624 companies in the Software industry, which is below the industry midpoint. Overall, Health In Tech has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Health In Tech's 3-Year ROIIC % compare to AEYE and IDN?
According to the Software industry distribution chart, Health In Tech ranks #1807 out of 2624 companies for 3-Year ROIIC %. This places Health In Tech in the lower half of its industry. The industry median 3-Year ROIIC % is 5.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Software company?
The median 3-Year ROIIC % among Software companies is 5.06, based on 2,624 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Health In Tech and its competitors. For the Software industry, the median 3-Year ROIIC % is 5.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Health In Tech's current 3-Year ROIIC % is -7.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Health In Tech stock overvalued right now?
Health In Tech (HIT) has a current 3-Year ROIIC % of -7.08. The current 3-Year ROIIC % is -7.08. Health In Tech's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Health In Tech (HIT), the current 3-Year ROIIC % is -7.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Health In Tech Inc is an AI-enabled insurance technology platform company that offers a marketplace that improves processes in the healthcare industry through vertical integration, process simplification, and automation. By removing friction and complexities, it streamlines the underwriting, sales, and service process for insurance companies, licensed brokers, Managing General Underwriter (MGUs), and third-party administrators (TPAs). The company's platform serves as a marketplace for brokers, TPAs, MGUs and carriers with self-funded health insurance options for employers. The platform includes functions such as plan customization, stop-loss quoting, underwriting, claims administration, and reporting integration.
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