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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Health In Tech's Sloan Ratio for the quarter that ended in Jun. 2026 was 12.24%.
As of Jun. 2026, Health In Tech has a Sloan Ratio of 12.24%, indicating there is a warning stage of accrual build up.
Health In Tech (NAS:HIT) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, Health In Tech has a Sloan Ratio of 12.24%, indicating there is a warning stage of accrual build up.
Health In Tech Sloan Ratio % Related Terms
Health In Tech Sloan Ratio % Historical Data
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The historical data trend for Health In Tech's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Health In Tech's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Health In Tech Sloan Ratio % vs Software Industry
For the Software industry and Technology sector, Health In Tech's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Health In Tech's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Health In Tech's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Health In Tech's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was 0.452 (Sep. 2025 ) + -0.303 (Dec. 2025 ) + -1.588 (Mar. 2026 ) + -2.511 (Jun. 2026 ) = $-3.95 Mil.
Health In Tech's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was 0.674 (Sep. 2025 ) + 0.451 (Dec. 2025 ) + -3.319 (Mar. 2026 ) + -2.912 (Jun. 2026 ) = $-5.11 Mil.
Health In Tech's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was -0.745 (Sep. 2025 ) + -0.768 (Dec. 2025 ) + -0.362 (Mar. 2026 ) + -0.597 (Jun. 2026 ) = $-2.47 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Health In Tech (HIT) has a Sloan Ratio % of 12.24% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Health In Tech and its competitors.
Is Health In Tech's Sloan Ratio % too high?
Health In Tech's current Sloan Ratio % is 12.24%. Overall, Health In Tech has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Health In Tech's Sloan Ratio % compare to AEYE and IDN?
Health In Tech's Sloan Ratio % of 12.24% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Software company?
A good Sloan Ratio % depends on the Software industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Health In Tech and its competitors. Health In Tech's current Sloan Ratio % is 12.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Health In Tech stock overvalued right now?
Health In Tech (HIT) has a current Sloan Ratio % of 12.24%. The current Sloan Ratio % is 12.24%. Health In Tech's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Health In Tech (HIT), the current Sloan Ratio % is 12.24% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Health In Tech Inc is an AI-enabled insurance technology platform company that offers a marketplace that improves processes in the healthcare industry through vertical integration, process simplification, and automation. By removing friction and complexities, it streamlines the underwriting, sales, and service process for insurance companies, licensed brokers, Managing General Underwriter (MGUs), and third-party administrators (TPAs). The company's platform serves as a marketplace for brokers, TPAs, MGUs and carriers with self-funded health insurance options for employers. The platform includes functions such as plan customization, stop-loss quoting, underwriting, claims administration, and reporting integration.
19GF Score
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