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Intrum ABINJJF 45 10-Year RORE % is -1,043.24 as of Mar. 2026. GuruFocus rates INJJF with a GF Score™ of 45/100 and a GF Value™ of $0.53 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 376 Credit Services companies, Intrum AB ranks better than 87.5% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Intrum AB's 10-Year RORE % for the quarter that ended in Mar. 2026 was -1,043.24%.
The industry rank for Intrum AB's 10-Year RORE % or its related term are showing as below:
INJJF's 10-Year RORE % is ranked better than 87.5% of 376
companies
in the Credit Services industry
Industry Median: 8.73
vs INJJF: -1043.24
Intrum AB (OTCPK:INJJF) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Intrum AB 10-Year RORE % Related Terms
Intrum AB 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Intrum AB's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Intrum AB's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intrum AB 10-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Intrum AB's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Intrum AB's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Intrum AB (INJJF) has a 10-Year RORE % of -1,043.24 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Intrum AB and its competitors. According to the industry distribution chart, Intrum AB ranks #47 out of 376 companies in the Credit Services industry, placing it in the top 12.5%.
Is Intrum AB's 10-Year RORE % too high?
Intrum AB's current 10-Year RORE % is -1,043.24. Based on the distribution chart, Intrum AB ranks #47 out of 376 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Intrum AB has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intrum AB's 10-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Intrum AB ranks #47 out of 376 companies for 10-Year RORE %. This places Intrum AB in the top 13% of its industry — outperforming the majority of peers. The industry median 10-Year RORE % is 8.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Credit Services company?
The median 10-Year RORE % among Credit Services companies is 8.73, based on 376 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Intrum AB and its competitors. For the Credit Services industry, the median 10-Year RORE % is 8.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intrum AB's current 10-Year RORE % is -1,043.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intrum AB stock overvalued right now?
Based on GuruFocus' analysis, Intrum AB (INJJF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.53, compared to a current price of $0.30 — trading 44.2% below its estimated fair value. The current 10-Year RORE % is -1,043.24. Intrum AB's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Intrum AB (INJJF), the current 10-Year RORE % is -1,043.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intrum AB (INJJF) Overvalued in 2026?
Based on GuruFocus' analysis, Intrum AB stock appears to be undervalued.
The current stock price of $0.30 is trading 44.2% below its estimated GF Value™ of $0.53.
GuruFocus considers Intrum AB to be Possible Value Trap.
Key valuation signals for INJJF:
10-Year RORE %: -1,043.24
GF Value™: $0.53 vs. price of $0.30 (44.2% below fair value)
No single metric tells the full story. See the INJJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intrum AB is a provider of credit management and related financial services. The company operates in segments namely, servicing segment, which provides clients with comprehensive credit management across all markets; and Investing segment, where banks and other institutions are selling their non-performing loans, to focus on their core business, free up capital, improve liquidity, limit the risk of doubtful payment profiles and improve key performance indicators. The company operates in Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Norway, and others.
45GF Score
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