Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Ramsons ProjectsBOM:530925 65 3-Year RORE % is 12.29 as of Jun. 2026. GuruFocus rates BOM:530925 with a GF Score™ of 65/100. The stock has 2 warning signs investors should review. Among 518 Credit Services companies, Ramsons Projects ranks better than 56.56% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Ramsons Projects's 3-Year RORE % for the quarter that ended in Jun. 2026 was 12.29%.
The industry rank for Ramsons Projects's 3-Year RORE % or its related term are showing as below:
BOM:530925's 3-Year RORE % is ranked better than 56.56% of 518
companies
in the Credit Services industry
Industry Median: 7.555
vs BOM:530925: 12.29
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Ramsons Projects 3-Year RORE % Related Terms
Ramsons Projects 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Ramsons Projects's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530925 vs V, MA, AXP: 3-Year RORE % Comparison
For the Credit Services subindustry, Ramsons Projects's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsons Projects 3-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ramsons Projects's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Ramsons Projects's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.
Ramsons Projects (BOM:530925) has a 3-Year RORE % of 12.29 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ramsons Projects and its competitors. According to the industry distribution chart, Ramsons Projects ranks #225 out of 518 companies in the Credit Services industry, placing it in the top 43.4%.
Is Ramsons Projects' 3-Year RORE % too high?
Ramsons Projects' current 3-Year RORE % is 12.29. The Credit Services industry median 3-Year RORE % is 7.56. Ramsons Projects' value of 12.29 is 62.7% above this industry median. Based on the distribution chart, Ramsons Projects ranks #225 out of 518 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ramsons Projects has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Ramsons Projects' 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Ramsons Projects ranks #225 out of 518 companies for 3-Year RORE %. This puts Ramsons Projects in the upper half of its industry. The industry median 3-Year RORE % is 7.56. Ramsons Projects' value of 12.29 is 62.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 7.56, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsons Projects's current 3-Year RORE % of 12.29 is 62.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ramsons Projects and its competitors. For the Credit Services industry, the median 3-Year RORE % is 7.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsons Projects's current 3-Year RORE % is 12.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsons Projects stock overvalued right now?
Ramsons Projects (BOM:530925) has a current 3-Year RORE % of 12.29. The current 3-Year RORE % is 12.29 and 62.7% above the Credit Services industry median of 7.56. Ramsons Projects' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Ramsons Projects (BOM:530925), the current 3-Year RORE % is 12.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ramsons Projects Ltd operates as a non-banking financial company in India. The company is engaged in lending and investment activities. Its business activities include personal loans, corporate financing etc. to individuals as well as body corporates. The business segment of the Company is NBFC activities which include disbursement of to Retail Customers and Small Companies and Firms and Investment activities.
65GF Score
Get the complete analysis for BOM:530925
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:530925 has been successfully added to your 
