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Ramsons ProjectsBOM:530925 -2.17%66 Altman Z-Score is 533.81 as of Jul. 30, 2026, which is 502% above its 10-year median of 88.66. GuruFocus rates BOM:530925 with a GF Score™ of 66/100. The stock has 3 warning signs investors should review. Among 411 Credit Services companies, Ramsons Projects ranks better than 99.76% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 551.49 is strong.
Ramsons Projects has a Altman Z-Score of 533.81, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Ramsons Projects's Altman Z-Score or its related term are showing as below:
BOM:530925'
s Altman Z-Score Range Over the Past 10 Years
Min: 4.26 Med: 88.66 Max: 552.47
Current: 551.49
During the past 13 years, Ramsons Projects's highest Altman Z-Score was 552.47. The lowest was 4.26. And the median was 88.66.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Ramsons Projects Altman Z-Score Related Terms
Ramsons Projects Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Ramsons Projects's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530925 vs V, MA, AXP: Altman Z-Score Comparison
For the Credit Services subindustry, Ramsons Projects's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsons Projects Altman Z-Score vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ramsons Projects's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Ramsons Projects's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Ramsons Projects's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.5833
+
1.4
*
0.7444
+
3.3
*
0.4139
+
0.6
*
884.2647
+
1.0
*
0.141
=
533.81
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Ramsons Projects (BOM:530925) has a Altman Z-Score of 533.81 as of Jul. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Ramsons Projects and its competitors. This is 502% above median its historical median of 88.66. Over the past decade, Ramsons Projects' Altman Z-Score has ranged from 4.26 to 552.47. According to the industry distribution chart, Ramsons Projects ranks #1 out of 411 companies in the Credit Services industry, placing it in the top 0.2%.
Is Ramsons Projects' Altman Z-Score too high?
Ramsons Projects' current Altman Z-Score of 533.81 is 502% above median its 10-year median of 88.66. Over the past 10 years, this metric has ranged from a low of 4.26 to a high of 552.47. The Credit Services industry median Altman Z-Score is 1.70. Ramsons Projects' value of 533.81 is 31300.6% above this industry median. Based on the distribution chart, Ramsons Projects ranks #1 out of 411 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ramsons Projects has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Ramsons Projects' Altman Z-Score compare to V and MA?
According to the Credit Services industry distribution chart, Ramsons Projects ranks #1 out of 411 companies for Altman Z-Score. This places Ramsons Projects in the top 0% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.70. Ramsons Projects' value of 533.81 is 31300.6% above this benchmark. Historically, Ramsons Projects' own Altman Z-Score has ranged from 4.26 to 552.47 over the past decade. While the company's 10-year median is 88.66 vs. the industry median of 1.70, Ramsons Projects has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Credit Services company?
The median Altman Z-Score among Credit Services companies is 1.70, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsons Projects's current Altman Z-Score of 533.81 is 31300.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Ramsons Projects and its competitors. For the Credit Services industry, the median Altman Z-Score is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsons Projects's current Altman Z-Score is 533.81, which is 502% above median its own 10-year median of 88.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsons Projects stock overvalued right now?
Ramsons Projects (BOM:530925) has a current Altman Z-Score of 533.81. The current Altman Z-Score is 533.81, which is 502% above median its 10-year median of 88.66 and 31300.6% above the Credit Services industry median of 1.70. Ramsons Projects' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Ramsons Projects (BOM:530925), the current Altman Z-Score is 533.81 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ramsons Projects Ltd operates as a non-banking financial company in India. The company is engaged in lending and investment activities. Its business activities include personal loans, corporate financing etc. to individuals as well as body corporates. The business segment of the Company is NBFC activities which include disbursement of to Retail Customers and Small Companies and Firms and Investment activities.
66GF Score
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