Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Remitly Global's 3-Year RORE % for the quarter that ended in Mar. 2026 was -733.33%.
The industry rank for Remitly Global's 3-Year RORE % or its related term are showing as below:
RELY's 3-Year RORE % is ranked worse than 98.9% of 2551
companies
in the Software industry
Industry Median: 3.26
vs RELY: -733.33
Remitly Global (NAS:RELY) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Remitly Global 3-Year RORE % Related Terms
Remitly Global 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Remitly Global's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RELY vs ZETA, NTSK, QLYS: 3-Year RORE % Comparison
For the Software - Infrastructure subindustry, Remitly Global's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Remitly Global 3-Year RORE % vs Software Industry
For the Software industry and Technology sector, Remitly Global's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Remitly Global's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Remitly Global (RELY) has a 3-Year RORE % of -733.33 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Remitly Global and its competitors. According to the industry distribution chart, Remitly Global ranks #2523 out of 2551 companies in the Software industry, placing it in the top 98.9%.
Is Remitly Global's 3-Year RORE % too high?
Remitly Global's current 3-Year RORE % is -733.33. Based on the distribution chart, Remitly Global ranks #2523 out of 2551 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Remitly Global has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Remitly Global's 3-Year RORE % compare to ZETA and NTSK?
According to the Software industry distribution chart, Remitly Global ranks #2523 out of 2551 companies for 3-Year RORE %. This places Remitly Global in the lower half of its industry. The industry median 3-Year RORE % is 3.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 3.26, based on 2,551 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Remitly Global and its competitors. For the Software industry, the median 3-Year RORE % is 3.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Remitly Global's current 3-Year RORE % is -733.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Remitly Global stock overvalued right now?
Based on GuruFocus' analysis, Remitly Global (RELY) is currently considered Modestly Undervalued. The stock's GF Value™ is $26.43, compared to a current price of $22.78 — trading 13.8% below its estimated fair value. The current 3-Year RORE % is -733.33. Remitly Global's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Remitly Global (RELY), the current 3-Year RORE % is -733.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Remitly Global (RELY) Overvalued in 2026?
Based on GuruFocus' analysis, Remitly Global stock appears to be undervalued.
The current stock price of $22.78 is trading 13.8% below its estimated GF Value™ of $26.43.
GuruFocus considers Remitly Global to be Modestly Undervalued.
Key valuation signals for RELY:
3-Year RORE %: -733.33
GF Value™: $26.43 vs. price of $22.78 (13.8% below fair value)
No single metric tells the full story. See the RELY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Remitly Global Inc provides integrated financial services to immigrants, including helping customers send money internationally in a quick, reliable, and more cost-effective manner by leveraging digital channels. It supports cross-border transmissions across the globe. The company's revenue is generated from transaction fees charged to customers, and foreign exchange spreads between the foreign exchange rate offered to customers and the foreign exchange rate on the company's currency purchases.
74GF Score
Get the complete analysis for RELY
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RELY has been successfully added to your 
