Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Ping An Insurance (Group) Co. of China's 3-Year RORE % for the quarter that ended in Mar. 2026 was 20.40%.
WBO:PZX's 3-Year RORE % is ranked better than 64.97% of 471
companies
in the Insurance industry
Industry Median: 12.03
vs WBO:PZX: 20.40
Ping An Insurance (Group) Co. of China (WBO:PZX) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Ping An Insurance (Group) Co. of China 3-Year RORE % Related Terms
Ping An Insurance (Group) Co. of China 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ping An Insurance (Group) Co. of China 3-Year RORE % Chart
Ping An Insurance (Group) Co. of China Annual Data
WBO:PZX vs AFL, MET, PRU: 3-Year RORE % Comparison
For the Insurance - Life subindustry, Ping An Insurance (Group) Co. of China's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ping An Insurance (Group) Co. of China 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ping An Insurance (Group) Co. of China's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Ping An Insurance (Group) Co. of China's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Ping An Insurance (Group) Co. of China (WBO:PZX) has a 3-Year RORE % of 20.40 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ping An Insurance (Group) Co. of China and its competitors. According to the industry distribution chart, Ping An Insurance (Group) Co. of China ranks #165 out of 471 companies in the Insurance industry, placing it in the top 35%.
Is Ping An Insurance (Group) Co. of China's 3-Year RORE % too high?
Ping An Insurance (Group) Co. of China's current 3-Year RORE % is 20.40. The Insurance industry median 3-Year RORE % is 12.03. Ping An Insurance (Group) Co. of China's value of 20.40 is 69.6% above this industry median. Based on the distribution chart, Ping An Insurance (Group) Co. of China ranks #165 out of 471 companies in the Insurance industry, which is above the industry midpoint. Overall, Ping An Insurance (Group) Co. of China has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ping An Insurance (Group) Co. of China's 3-Year RORE % compare to AFL and MET?
According to the Insurance industry distribution chart, Ping An Insurance (Group) Co. of China ranks #165 out of 471 companies for 3-Year RORE %. This puts Ping An Insurance (Group) Co. of China in the upper half of its industry. The industry median 3-Year RORE % is 12.03. Ping An Insurance (Group) Co. of China's value of 20.40 is 69.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 12.03, based on 471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ping An Insurance (Group) Co. of China's current 3-Year RORE % of 20.40 is 69.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ping An Insurance (Group) Co. of China and its competitors. For the Insurance industry, the median 3-Year RORE % is 12.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ping An Insurance (Group) Co. of China's current 3-Year RORE % is 20.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ping An Insurance (Group) Co. of China stock overvalued right now?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China (WBO:PZX) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.30, compared to a current price of €6.00 — trading 13.2% above its estimated fair value. The current 3-Year RORE % is 20.40 and 69.6% above the Insurance industry median of 12.03. Ping An Insurance (Group) Co. of China's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Ping An Insurance (Group) Co. of China (WBO:PZX), the current 3-Year RORE % is 20.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ping An Insurance (Group) Co. of China (WBO:PZX) Overvalued in 2026?
Based on GuruFocus' analysis, Ping An Insurance (Group) Co. of China stock appears to be overvalued.
The current stock price of €6.00 is trading 13.2% above its estimated GF Value™ of €5.30.
GuruFocus considers Ping An Insurance (Group) Co. of China to be Modestly Overvalued.
Key valuation signals for WBO:PZX:
3-Year RORE %: 20.40
GF Value™: €5.30 vs. price of €6.00 (13.2% above fair value)
Industry Position: 69.6% above the Insurance median (#165 of 471)
No single metric tells the full story. See the WBO:PZX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ping An Insurance (Group) Co. of China Business Description
Ping An Insurance was founded in 1988 and headquartered in Shenzhen. As an integrated financial service provider, the company offers healthcare services and integrated financial products. Ping An is China's second-largest life and P&C insurer. The company strives for an integrated financial services platform comprising life insurance, P&C insurance, banking, and other financial services. These business segments contributed 66%, 10%, 28%, and 1% of the company's pretax profits, respectively, in 2025.
63GF Score
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