FFBC (First Financial Bancorp) Selling, General, & Admin. Expense: $418.1 Mil (TTM As of Mar. 2026)


FFBC First Financial Bancorp FFBC
63 GF Score
Price $34.47
GF Value $27.49
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Financial Bancorp Selling, General, & Admin. Expense?

First Financial Bancorp FFBC +1.38% 63 Selling, General, & Admin. Expense is $418.1 Mil as of Mar. 2026. GuruFocus rates FFBC with a GF Score™ of 63/100 and a GF Value™ of $27.49 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. First Financial Bancorp's selling, general, & admin. expense for the three months ended in Mar. 2026 was $120.3 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was $418.1 Mil.


First Financial Bancorp  (NAS:FFBC) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


First Financial Bancorp Selling, General, & Admin. Expense Related Terms


First Financial Bancorp Selling, General, & Admin. Expense Historical Data

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The historical data trend for First Financial Bancorp's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Financial Bancorp Selling, General, & Admin. Expense Chart

First Financial Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 259.54 305.67 346.83 368.94 390.96

First Financial Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 93.12 93.42 99.49 104.94 120.28

FFBC vs MCHB, CBU, BKU: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, First Financial Bancorp's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Financial Bancorp Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, First Financial Bancorp's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where First Financial Bancorp's Selling, General, & Admin. Expense falls into.


FFBC
63GF Score
First Financial Bancorp FFBC
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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First Financial Bancorp Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $418.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $418.1 Mil mean?
First Financial Bancorp (FFBC) has a Selling, General, & Admin. Expense of $418.1 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on First Financial Bancorp and its competitors.
Is First Financial Bancorp's Selling, General, & Admin. Expense too high?
First Financial Bancorp's current Selling, General, & Admin. Expense is $418.1 Mil. Overall, First Financial Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Financial Bancorp's Selling, General, & Admin. Expense compare to MCHB and CBU?
First Financial Bancorp's Selling, General, & Admin. Expense of $418.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on First Financial Bancorp and its competitors. First Financial Bancorp's current Selling, General, & Admin. Expense is $418.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Financial Bancorp (FFBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.49, compared to a current price of $34.47 — trading 25.4% above its estimated fair value. The current Selling, General, & Admin. Expense is $418.1 Mil. First Financial Bancorp's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For First Financial Bancorp (FFBC), the current Selling, General, & Admin. Expense is $418.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Financial Bancorp (FFBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial Bancorp stock appears to be overvalued. The current stock price of $34.47 is trading 25.4% above its estimated GF Value™ of $27.49. GuruFocus considers First Financial Bancorp to be Modestly Overvalued.

Key valuation signals for FFBC:

  • Selling, General, & Admin. Expense: $418.1 Mil
  • GF Value™: $27.49 vs. price of $34.47 (25.4% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the FFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Financial Bancorp Business Description

Other Exchanges FI5:Germany
Address 255 East Fifth Street, Suite 900, Cincinnati, OH, USA, 45202
First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.
63GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.47
Price
$27.49
GF Value