Eurobank (FRA:1X8) Selling, General, & Admin. Expense: €387 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:1X8 Eurobank SA FRA:1X8
70 GF Score
Price €4.42
GF Value €2.74
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Eurobank Selling, General, & Admin. Expense?

Eurobank FRA:1X8 -1.19% 70 Selling, General, & Admin. Expense is €387 Mil as of Jun. 2026. GuruFocus rates FRA:1X8 with a GF Score™ of 70/100 and a GF Value™ of €2.74 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Eurobank's selling, general, & admin. expense for the three months ended in Jun. 2026 was €100 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was €387 Mil.


Eurobank  (FRA:1X8) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Eurobank Selling, General, & Admin. Expense Related Terms


Eurobank Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Eurobank's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eurobank Selling, General, & Admin. Expense Chart

Eurobank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 253.00 252.00 275.00 315.00 367.00

Eurobank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 92.00 105.00 83.00 99.00 100.00

FRA:1X8 vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Eurobank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eurobank Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Eurobank's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Eurobank's Selling, General, & Admin. Expense falls into.


FRA:1X8
70GF Score
Eurobank SA FRA:1X8
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eurobank Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €387 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of €387 Mil mean?
Eurobank (FRA:1X8) has a Selling, General, & Admin. Expense of €387 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Eurobank and its competitors.
Is Eurobank's Selling, General, & Admin. Expense too high?
Eurobank's current Selling, General, & Admin. Expense is €387 Mil. Overall, Eurobank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eurobank's Selling, General, & Admin. Expense compare to PNC and USB?
Eurobank's Selling, General, & Admin. Expense of €387 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Eurobank and its competitors. Eurobank's current Selling, General, & Admin. Expense is €387 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eurobank stock overvalued right now?
Based on GuruFocus' analysis, Eurobank (FRA:1X8) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.74, compared to a current price of €4.42 — trading 61.2% above its estimated fair value. The current Selling, General, & Admin. Expense is €387 Mil. Eurobank's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Eurobank (FRA:1X8), the current Selling, General, & Admin. Expense is €387 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eurobank (FRA:1X8) Overvalued in 2026?

Based on GuruFocus' analysis, Eurobank stock appears to be overvalued. The current stock price of €4.42 is trading 61.2% above its estimated GF Value™ of €2.74. GuruFocus considers Eurobank to be Significantly Overvalued.

Key valuation signals for FRA:1X8:

  • Selling, General, & Admin. Expense: €387 Mil
  • GF Value™: €2.74 vs. price of €4.42 (61.2% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the FRA:1X8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eurobank Business Description

Address 8 Othonos Street, Athens, GRC, 105 57
Eurobank SA operates as a universal bank offering a comprehensive suite of financial services. It provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages, overdrafts, loans and other credit facilities, and Others services. It also provides custody and clearing services, cash management and trade service, and investment banking services. The operating segments of the company are: Retail, Corporate, Markets, Investment Property, RSS, and International. Geographically, the Group is active in Greece, Cyprus, Bulgaria and Luxembourg.
70GF Score

Get the complete analysis for FRA:1X8

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.42
Price
€2.74
GF Value