Eurobank (FRA:1X8) Scaled Net Operating Assets: 0.06 (As of Mar. 2026)


FRA:1X8 Eurobank SA FRA:1X8
67 GF Score
Price €4.13
GF Value €2.44
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Eurobank Scaled Net Operating Assets?

Eurobank FRA:1X8 -1.83% 67 Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus rates FRA:1X8 with a GF Score™ of 67/100 and a GF Value™ of €2.44 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Eurobank's operating assets for the quarter that ended in Mar. 2026 was €93,859 Mil. Eurobank's operating liabilities for the quarter that ended in Mar. 2026 was €87,140 Mil. Eurobank's Total Assets for the quarter that ended in Dec. 2025 was €107,976 Mil. Therefore, Eurobank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.06.

FRA:1X8
67GF Score
Eurobank SA FRA:1X8
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Eurobank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Eurobank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(90518-87565)/101150
=0.03

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=107976 - 17458
=90518

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=97353 - 9788 - 0
=87565

Eurobank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(93859-87140)/107976
=0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=108007 - 14148
=93859

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=97190 - 10050 - 0
=87140

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
Eurobank (FRA:1X8) has a Scaled Net Operating Assets of 0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Eurobank and its competitors.
Is Eurobank's Scaled Net Operating Assets too high?
Eurobank's current Scaled Net Operating Assets is 0.06. Overall, Eurobank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eurobank's Scaled Net Operating Assets compare to PNC and USB?
Eurobank's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Eurobank and its competitors. Eurobank's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eurobank stock overvalued right now?
Based on GuruFocus' analysis, Eurobank (FRA:1X8) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.44, compared to a current price of €4.13 — trading 69.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.06. Eurobank's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Eurobank (FRA:1X8), the current Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eurobank (FRA:1X8) Overvalued in 2026?

Based on GuruFocus' analysis, Eurobank stock appears to be overvalued. The current stock price of €4.13 is trading 69.1% above its estimated GF Value™ of €2.44. GuruFocus considers Eurobank to be Significantly Overvalued.

Key valuation signals for FRA:1X8:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: €2.44 vs. price of €4.13 (69.1% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the FRA:1X8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Eurobank Business Description

Address 8 Othonos Street, Athens, GRC, 105 57
Eurobank SA operates as a universal bank offering a comprehensive suite of financial services. It provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages, overdrafts, loans and other credit facilities, and Others services. It also provides custody and clearing services, cash management and trade service, and investment banking services. The operating segments of the company are: Retail, Corporate, Markets, Investment Property, RSS, and International. Geographically, the Group is active in Greece, Cyprus, Bulgaria and Luxembourg.
67GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.13
Price
€2.44
GF Value