GenteraB de CV (FRA:4FWA) Selling, General, & Admin. Expense: €1,181 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:4FWA Gentera SAB de CV FRA:4FWA
62 GF Score
Price €1.99
GF Value €1.97
Valuation Significantly Undervalued
! 1 Warning Sign
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What is GenteraB de CV Selling, General, & Admin. Expense?

GenteraB de CV FRA:4FWA -0.81% 62 Selling, General, & Admin. Expense is €1,181 Mil as of Jun. 2026. GuruFocus rates FRA:4FWA with a GF Score™ of 62/100 and a GF Value™ of €1.97 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. GenteraB de CV's selling, general, & admin. expense for the three months ended in Jun. 2026 was €308 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was €1,181 Mil.


GenteraB de CV  (FRA:4FWA) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


GenteraB de CV Selling, General, & Admin. Expense Related Terms


GenteraB de CV Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for GenteraB de CV's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GenteraB de CV Selling, General, & Admin. Expense Chart

GenteraB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 632.41 723.45 919.85 907.48 1,121.42

GenteraB de CV Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 264.69 282.23 303.21 287.53 307.90

FRA:4FWA vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, GenteraB de CV's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GenteraB de CV Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, GenteraB de CV's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where GenteraB de CV's Selling, General, & Admin. Expense falls into.


FRA:4FWA
62GF Score
Gentera SAB de CV FRA:4FWA
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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GenteraB de CV Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,181 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of €1,181 Mil mean?
GenteraB de CV (FRA:4FWA) has a Selling, General, & Admin. Expense of €1,181 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on GenteraB de CV and its competitors.
Is GenteraB de CV's Selling, General, & Admin. Expense too high?
GenteraB de CV's current Selling, General, & Admin. Expense is €1,181 Mil. Overall, GenteraB de CV has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GenteraB de CV's Selling, General, & Admin. Expense compare to V and MA?
GenteraB de CV's Selling, General, & Admin. Expense of €1,181 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on GenteraB de CV and its competitors. GenteraB de CV's current Selling, General, & Admin. Expense is €1,181 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GenteraB de CV stock overvalued right now?
Based on GuruFocus' analysis, GenteraB de CV (FRA:4FWA) is currently considered Significantly Undervalued. The stock's GF Value™ is €1.97, compared to a current price of €1.99 — trading 0.8% above its estimated fair value. The current Selling, General, & Admin. Expense is €1,181 Mil. GenteraB de CV's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For GenteraB de CV (FRA:4FWA), the current Selling, General, & Admin. Expense is €1,181 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GenteraB de CV (FRA:4FWA) Overvalued in 2026?

Based on GuruFocus' analysis, GenteraB de CV stock appears to be overvalued. The current stock price of €1.99 is trading 0.8% above its estimated GF Value™ of €1.97. GuruFocus considers GenteraB de CV to be Significantly Undervalued.

Key valuation signals for FRA:4FWA:

  • Selling, General, & Admin. Expense: €1,181 Mil
  • GF Value™: €1.97 vs. price of €1.99 (0.8% above fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the FRA:4FWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GenteraB de CV Business Description

Other Exchanges CMPRF:USAGENTERA:Mexico
Address Av. Insurgentes Sur No. 1458, Colonia Actipan, Del. Benito Juarez, Mexico, MEX, MEX, 03230
Gentera SAB de CV is a Mexican financial services company. Gentera's core activities include loans, credits, saving accounts, insurance policies, administration services, and payment operations. The company is present in Mexico, Guatemala, Peru, and the United States through subsidiaries including Compartamos Banco, a microfinancing bank; Pagos Intermex SA de CV, a financial transaction intermediary; Aterna, an insurance intermediary; and Yastas, a payments and financial transactions provider.
62GF Score

Get the complete analysis for FRA:4FWA

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.99
Price
€1.97
GF Value