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The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-08), Max Financial Services's 1-Year Sharpe Ratio is -0.10.
Max Financial Services (NSE:MFSL) 1-Year Sharpe Ratio Explanation
The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.
The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.
Max Financial Services 1-Year Sharpe Ratio Related Terms
NSE:MFSL vs AFL, MET, PRU: 1-Year Sharpe Ratio Comparison
For the Insurance - Life subindustry, Max Financial Services's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Max Financial Services 1-Year Sharpe Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Max Financial Services's 1-Year Sharpe Ratio distribution charts can be found below:
* The bar in red indicates where Max Financial Services's 1-Year Sharpe Ratio falls into.
Max Financial Services 1-Year Sharpe Ratio Calculation
The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.
Max Financial Services (NSE:MFSL) has a 1-Year Sharpe Ratio of -0.10 as of Aug. 08, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Max Financial Services and its competitors.
Is Max Financial Services' 1-Year Sharpe Ratio too high?
Max Financial Services' current 1-Year Sharpe Ratio is -0.10. Overall, Max Financial Services has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Max Financial Services' 1-Year Sharpe Ratio compare to AFL and MET?
Max Financial Services' 1-Year Sharpe Ratio of -0.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Max Financial Services and its competitors. Max Financial Services's current 1-Year Sharpe Ratio is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Max Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Max Financial Services (NSE:MFSL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹1,286.28, compared to a current price of ₹1,497.40 — trading 16.4% above its estimated fair value. The current 1-Year Sharpe Ratio is -0.10. Max Financial Services' overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Max Financial Services (NSE:MFSL), the current 1-Year Sharpe Ratio is -0.10 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Max Financial Services (NSE:MFSL) Overvalued in 2026?
Based on GuruFocus' analysis, Max Financial Services stock appears to be overvalued.
The current stock price of ₹1,497.40 is trading 16.4% above its estimated GF Value™ of ₹1,286.28.
GuruFocus considers Max Financial Services to be Modestly Overvalued.
Key valuation signals for NSE:MFSL:
1-Year Sharpe Ratio: -0.10
GF Value™: ₹1,286.28 vs. price of ₹1,497.40 (16.4% above fair value)
No single metric tells the full story. See the NSE:MFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Max Financial Services Ltd is a non-bank private life insurance company. Max Group entities are Max Life Insurance Company, Max India, and Max Venture & Industries. Max Life Insurance Company is co-owned by Max Financial Services and Mitsui Sumitomo Insurance, a Japanese life insurance company. Max India offers healthcare and health insurance. The Max-Ventures and Industries division is an entrepreneurial division that helps the government with economic and commercial efforts. The company's operating segment involves Business Investment and Life Insurance. It generates majority of revenue from Life Insurance segment.
77GF Score
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