ALL (Allstate) Shiller PE Ratio: 18.09 (As of Sep. 07, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ALL Allstate Corp ALL
69 GF Score
Price $259.57
GF Value $207.07
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Allstate Shiller PE Ratio?

Allstate ALL -1.35% 69 Shiller PE Ratio is 18.09 as of Sep. 07, 2026, which is 3% below its 10-year median of 18.73. GuruFocus rates ALL with a GF Score™ of 69/100 and a GF Value™ of $207.07 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 368 Insurance companies, Allstate ranks worse than 54.62% on this metric.

As of today (2026-09-07), Allstate's current share price is $259.57. Allstate's E10 for the quarter that ended in Jun. 2026 was $14.35. Allstate's Shiller PE Ratio for today is 18.09.

The historical rank and industry rank for Allstate's Shiller PE Ratio or its related term are showing as below:

ALL' s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.13   Med: 18.73   Max: 29.83
Current: 18.08

During the past years, Allstate's highest Shiller PE Ratio was 29.83. The lowest was 12.13. And the median was 18.73.

ALL's Shiller PE Ratio is ranked worse than
54.62% of 368 companies
in the Insurance industry
Industry Median: 16.715 vs ALL: 18.08

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Allstate's adjusted earnings per share data for the three months ended in Jun. 2026 was $12.510. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $14.35 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Allstate  (NYSE:ALL) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Allstate Shiller PE Ratio Related Terms


Allstate Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Allstate's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate Shiller PE Ratio Chart

Allstate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.71 16.92 18.61 22.40 17.39

Allstate Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.26 20.03 17.39 15.90 16.58

ALL vs TRV, CINF, WRB: Shiller PE Ratio Comparison

For the Insurance - Property & Casualty subindustry, Allstate's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allstate Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allstate's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Allstate's Shiller PE Ratio falls into.


ALL
69GF Score
Allstate Corp ALL
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allstate Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Allstate's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=259.57/14.35
=18.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Allstate's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=12.51/333.9520*333.9520
=12.510

Current CPI (Jun. 2026) = 333.9520.

Allstate Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 1.310 241.428 1.812
201612 2.180 241.432 3.015
201703 1.790 243.801 2.452
201706 1.490 244.955 2.031
201709 1.740 246.819 2.354
201712 3.350 246.524 4.538
201803 2.710 249.554 3.627
201806 1.910 251.989 2.531
201809 2.680 252.439 3.545
201812 -0.910 251.233 -1.210
201903 3.740 254.202 4.913
201906 2.440 256.143 3.181
201909 2.670 256.759 3.473
201912 5.230 256.974 6.797
202003 1.590 258.115 2.057
202006 3.860 257.797 5.000
202009 3.580 260.280 4.593
202012 8.450 260.474 10.834
202103 -4.650 264.877 -5.863
202106 5.260 271.696 6.465
202109 1.710 274.310 2.082
202112 2.730 278.802 3.270
202203 2.250 287.504 2.614
202206 -3.800 296.311 -4.283
202209 -2.550 296.808 -2.869
202212 -1.170 296.797 -1.316
202303 -1.310 301.836 -1.449
202306 -5.290 305.109 -5.790
202309 -0.160 307.789 -0.174
202312 5.520 306.746 6.010
202403 4.460 312.332 4.769
202406 1.130 314.175 1.201
202409 4.330 315.301 4.586
202412 7.070 315.605 7.481
202503 2.110 319.799 2.203
202506 7.760 322.561 8.034
202509 13.950 324.800 14.343
202512 14.370 324.054 14.809
202603 9.250 330.213 9.355
202606 12.510 333.952 12.510

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 18.09 mean?
Allstate (ALL) has a Shiller PE Ratio of 18.09 as of Sep. 07, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Allstate and its competitors. This is near median its historical median of 18.73. Over the past decade, Allstate's Shiller PE Ratio has ranged from 12.13 to 29.83. According to the industry distribution chart, Allstate ranks #201 out of 368 companies in the Insurance industry, placing it in the top 54.6%.
Is Allstate's Shiller PE Ratio too high?
Allstate's current Shiller PE Ratio of 18.09 is near median its 10-year median of 18.73. Over the past 10 years, this metric has ranged from a low of 12.13 to a high of 29.83. The Insurance industry median Shiller PE Ratio is 16.72. Allstate's value of 18.09 is 8.2% above this industry median. Based on the distribution chart, Allstate ranks #201 out of 368 companies in the Insurance industry, which is below the industry midpoint. Overall, Allstate has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's Shiller PE Ratio compare to TRV and CINF?
According to the Insurance industry distribution chart, Allstate ranks #201 out of 368 companies for Shiller PE Ratio. This places Allstate in the lower half of its industry. The industry median Shiller PE Ratio is 16.72. Allstate's value of 18.09 is 8.2% above this benchmark. Historically, Allstate's own Shiller PE Ratio has ranged from 12.13 to 29.83 over the past decade. While the company's 10-year median is 18.73 vs. the industry median of 16.72, Allstate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.72, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allstate's current Shiller PE Ratio of 18.09 is 8.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Allstate and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allstate's current Shiller PE Ratio is 18.09, which is near median its own 10-year median of 18.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (ALL) is currently considered Modestly Overvalued. The stock's GF Value™ is $207.07, compared to a current price of $259.57 — trading 25.4% above its estimated fair value. The current Shiller PE Ratio is 18.09, which is near median its 10-year median of 18.73 and 8.2% above the Insurance industry median of 16.72. Allstate's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Allstate (ALL), the current Shiller PE Ratio is 18.09 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allstate (ALL) Overvalued in 2026?

Based on GuruFocus' analysis, Allstate stock appears to be overvalued. The current stock price of $259.57 is trading 25.4% above its estimated GF Value™ of $207.07. GuruFocus considers Allstate to be Modestly Overvalued.

Key valuation signals for ALL:

  • Shiller PE Ratio: 18.09 (near median its 10-year median of 18.73)
  • GF Value™: $207.07 vs. price of $259.57 (25.4% above fair value)
  • GF Score™: 69/100 with 6 warning signs
  • Industry Position: 8.2% above the Insurance median (#201 of 368)

No single metric tells the full story. See the ALL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allstate Business Description

Address 3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
69GF Score

Get the complete analysis for ALL

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$259.57
Price
$207.07
GF Value