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ALL (Allstate) Cyclically Adjusted PB Ratio : 2.62 (As of May. 10, 2025)


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What is Allstate Cyclically Adjusted PB Ratio?

As of today (2025-05-10), Allstate's current share price is $202.64. Allstate's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $77.45. Allstate's Cyclically Adjusted PB Ratio for today is 2.62.

The historical rank and industry rank for Allstate's Cyclically Adjusted PB Ratio or its related term are showing as below:

ALL' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.37   Med: 1.91   Max: 2.73
Current: 2.62

During the past years, Allstate's highest Cyclically Adjusted PB Ratio was 2.73. The lowest was 1.37. And the median was 1.91.

ALL's Cyclically Adjusted PB Ratio is ranked worse than
84.41% of 404 companies
in the Insurance industry
Industry Median: 1.19 vs ALL: 2.62

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Allstate's adjusted book value per share data for the three months ended in Mar. 2025 was $75.643. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $77.45 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Allstate Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Allstate's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Allstate Cyclically Adjusted PB Ratio Chart

Allstate Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.91 1.79 1.89 1.90 2.53

Allstate Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.30 2.11 2.50 2.53 2.67

Competitive Comparison of Allstate's Cyclically Adjusted PB Ratio

For the Insurance - Property & Casualty subindustry, Allstate's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allstate's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Allstate's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Allstate's Cyclically Adjusted PB Ratio falls into.


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Allstate Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Allstate's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=202.64/77.45
=2.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allstate's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Allstate's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=75.643/134.9266*134.9266
=75.643

Current CPI (Mar. 2025) = 134.9266.

Allstate Quarterly Data

Book Value per Share CPI Adj_Book
201506 48.637 100.684 65.178
201509 48.097 100.392 64.643
201512 47.976 99.792 64.867
201603 49.584 100.470 66.589
201606 50.693 101.688 67.263
201609 52.141 101.861 69.067
201612 51.440 101.863 68.137
201703 53.184 102.862 69.763
201706 54.723 103.349 71.443
201709 56.592 104.136 73.325
201712 58.606 104.011 76.026
201803 59.563 105.290 76.329
201806 60.066 106.317 76.230
201809 61.835 106.507 78.335
201812 58.380 105.998 74.313
201903 64.517 107.251 81.166
201906 68.341 108.070 85.325
201909 71.042 108.329 88.484
201912 74.451 108.420 92.653
202003 70.377 108.902 87.196
202006 79.995 108.767 99.234
202009 83.184 109.815 102.206
202012 92.918 109.897 114.081
202103 82.129 111.754 99.158
202106 87.699 114.631 103.226
202109 85.969 115.734 100.225
202112 82.594 117.630 94.739
202203 84.191 121.301 93.648
202206 74.165 125.017 80.044
202209 66.440 125.227 71.586
202212 59.004 125.222 63.577
202303 59.027 127.348 62.540
202306 51.588 128.729 54.072
202309 48.061 129.860 49.936
202312 60.073 129.419 62.629
202403 63.052 131.776 64.559
202406 62.869 132.554 63.994
202409 71.285 133.029 72.302
202412 73.371 133.157 74.346
202503 75.643 134.927 75.643

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Allstate  (NYSE:ALL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Allstate Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Allstate's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Allstate Business Description

Address
3100 Sanders Road, Northbrook, IL, USA, 60062
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
Executives
Thomas J Wilson officer: President and COO 2775 SANDERS RD, NORTHBROOK IL 60062
Jesse E Merten officer: EVP & Chief Risk Officer (AIC) 2775 SANDERS ROAD, NORTHBROOK IL 60062
John E Dugenske other: EVP & CIO, Allstate Ins. Co. 2775 SANDERS ROAD, NORTHBROOK IL 60062
Robert Toohey officer: EVP, Chief HR Officer - AIC 2775 SANDERS ROAD, NORTHBROOK IL 60062
Elizabeth Brady other: Executive Vice President - AIC 2775 SANDERS ROAD, NORTHBROOK IL 60062
Suren Gupta other: EVP Allstate Insurance Company 2775 SANDERS ROAD, NORTHBROOK IL 60062
Judith A Sprieser director USG CORPORATION, 125 SOUTH FRANKLIN STREET, CHICAGO IL 60606
John C Pintozzi officer: SVP, Controller, and CAO 2775 SANDERS ROAD, NORTHBROOK IL 60062
Mario Rizzo officer: EVP & Chief Financial Officer 2775 SANDERS ROAD, NORTHBROOK IL 60062
Mark Q Prindiville other: EVP & Chief Risk Officer - AIC 2775 SANDERS ROAD, NORTHBROOK IL 60062
Zulfikar Jeevanjee other: EVP & CTO - AIC 3100 SANDERS ROAD, NORTHBROOK IL 60062
Monica J Turner director 3100 SANDERS ROAD, NORTHBROOK IL 60062
Christine M. Debiase officer: EVP, CLO, GC & Secretary 11225 NORTH COMMUNITY HOUSE ROAD, CHARLOTTE NC 28277
Terrance Williams officer: AIC-President Protec Prod&Svcs 7184 BIDDICK, NEW ALBANY OH 43054
Glenn T Shapiro other: Pres Allstate Personal Lines 2775 SANDERS ROAD, NORTHBROOK IL 60062