Camden National (FRA:3LR) Shiller PE Ratio: (As of Sep. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:3LR Camden National Corp FRA:3LR
66 GF Score
Price €49.80
GF Value €42.74
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Camden National Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Camden National  (FRA:3LR) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Camden National Shiller PE Ratio Related Terms


Camden National Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Camden National's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camden National Shiller PE Ratio Chart

Camden National Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.62 13.22 11.12 12.19 10.39

Camden National Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.95 9.27 10.42 10.92 12.43

FRA:3LR vs SBSI, FMCB, THFF: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Camden National's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camden National Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Camden National's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Camden National's Shiller PE Ratio falls into.


FRA:3LR
66GF Score
Camden National Corp FRA:3LR
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Camden National Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Camden National's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Camden National's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.1645/333.9520*333.9520
=1.165

Current CPI (Jun. 2026) = 333.9520.

Camden National Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.418 241.428 0.578
201612 0.646 241.432 0.894
201703 0.605 243.801 0.828
201706 0.594 244.955 0.810
201709 0.617 246.819 0.835
201712 -0.173 246.524 -0.234
201803 0.666 249.554 0.892
201806 0.654 251.989 0.867
201809 0.771 252.439 1.019
201812 0.781 251.233 1.038
201903 0.802 254.202 1.054
201906 0.754 256.143 0.983
201909 0.845 256.759 1.099
201912 0.894 256.974 1.162
202003 0.807 258.115 1.044
202006 0.661 257.797 0.856
202009 0.955 260.280 1.225
202012 1.026 260.474 1.315
202103 1.090 264.877 1.374
202106 1.001 271.696 1.230
202109 0.826 274.310 1.005
202112 0.971 278.802 1.163
202203 1.007 287.504 1.170
202206 0.956 296.311 1.078
202209 0.963 296.808 1.083
202212 1.030 296.797 1.159
202303 0.809 301.836 0.895
202306 0.778 305.109 0.852
202309 0.616 307.789 0.668
202312 0.540 306.746 0.587
202403 0.835 312.332 0.893
202406 0.761 314.175 0.808
202409 0.813 315.301 0.861
202412 0.938 315.605 0.992
202503 0.411 319.799 0.429
202506 0.732 322.561 0.758
202509 1.066 324.800 1.096
202512 1.143 324.054 1.178
202603 1.099 330.213 1.111
202606 1.165 333.952 1.165

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Camden National (FRA:3LR) Overvalued in 2026?

Based on GuruFocus' analysis, Camden National stock appears to be overvalued. The current stock price of €49.80 is trading 16.5% above its estimated GF Value™ of €42.74. GuruFocus considers Camden National to be Modestly Overvalued.

Key valuation signals for FRA:3LR:

  • Shiller PE Ratio:
  • GF Value™: €42.74 vs. price of €49.80 (16.5% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the FRA:3LR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camden National Business Description

Other Exchanges CAC:USA
Address 2 Elm Street, Camden, ME, USA, 04843
Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services.
66GF Score

Get the complete analysis for FRA:3LR

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€49.80
Price
€42.74
GF Value