First Commonwealth Financial (FRA:FCF) Shiller PE Ratio: (As of Sep. 22, 2026)

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FRA:FCF First Commonwealth Financial Corp FRA:FCF
69 GF Score
Price €17.50
GF Value €15.12
! 8 Warning Signs
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What is First Commonwealth Financial Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


First Commonwealth Financial  (FRA:FCF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


First Commonwealth Financial Shiller PE Ratio Related Terms


First Commonwealth Financial Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for First Commonwealth Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Commonwealth Financial Shiller PE Ratio Chart

First Commonwealth Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.14 15.60 14.67 14.67 12.25

First Commonwealth Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.21 12.57 12.18 12.31 14.14

FRA:FCF vs SRCE, HAPN, BLX: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, First Commonwealth Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Commonwealth Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Commonwealth Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where First Commonwealth Financial's Shiller PE Ratio falls into.


FRA:FCF
69GF Score
First Commonwealth Financial Corp FRA:FCF
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Commonwealth Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

First Commonwealth Financial's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, First Commonwealth Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.3776/333.9520*333.9520
=0.378

Current CPI (Jun. 2026) = 333.9520.

First Commonwealth Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.173 241.428 0.240
201612 0.187 241.432 0.259
201703 0.168 243.801 0.229
201706 0.131 244.955 0.179
201709 0.186 246.819 0.252
201712 0.035 246.524 0.047
201803 0.194 249.554 0.260
201806 0.271 251.989 0.359
201809 0.215 252.439 0.285
201812 0.238 251.233 0.316
201903 0.219 254.202 0.288
201906 0.246 256.143 0.321
201909 0.243 256.759 0.316
201912 0.246 256.974 0.320
202003 0.044 258.115 0.056
202006 0.221 257.797 0.286
202009 0.167 260.280 0.215
202012 0.224 260.474 0.287
202103 0.343 264.877 0.433
202106 0.255 271.696 0.314
202109 0.302 274.310 0.367
202112 0.320 278.802 0.384
202203 0.262 287.504 0.304
202206 0.306 296.311 0.345
202209 0.361 296.808 0.406
202212 0.375 296.797 0.422
202303 0.282 301.836 0.312
202306 0.383 305.109 0.419
202309 0.352 307.789 0.382
202312 0.408 306.746 0.444
202403 0.339 312.332 0.362
202406 0.337 314.175 0.358
202409 0.285 315.301 0.302
202412 0.330 315.605 0.349
202503 0.305 319.799 0.318
202506 0.284 322.561 0.294
202509 0.338 324.800 0.347
202512 0.372 324.054 0.383
202603 0.313 330.213 0.317
202606 0.378 333.952 0.378

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is First Commonwealth Financial (FRA:FCF) Overvalued in 2026?

Based on GuruFocus' analysis, First Commonwealth Financial stock appears to be overvalued. The current stock price of €17.50 is trading 15.7% above its estimated GF Value™ of €15.12.

Key valuation signals for FRA:FCF:

  • Shiller PE Ratio:
  • GF Value™: €15.12 vs. price of €17.50 (15.7% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the FRA:FCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Commonwealth Financial Business Description

Other Exchanges FCF:USA
Address 601 Philadelphia Street, Indiana, PA, USA, 15701
First Commonwealth Financial Corp functions in the financial services sector in the United States. Through its subsidiary, it offers a range of consumer and commercial banking services such as personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed & variable rate certificates of deposit, and various kinds of loans. It also provides trust and wealth management services and offers insurance products. The company earns the majority of its revenue through net interest income.
69GF Score

Get the complete analysis for FRA:FCF

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.50
Price
€15.12
GF Value