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Paragon Banking Group (LSE:PAG) Shiller PE Ratio : 12.06 (As of May. 22, 2024)


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What is Paragon Banking Group Shiller PE Ratio?

As of today (2024-05-22), Paragon Banking Group's current share price is £7.60. Paragon Banking Group's E10 for the fiscal year that ended in Sep23 was £0.63. Paragon Banking Group's Shiller PE Ratio for today is 12.06.

The historical rank and industry rank for Paragon Banking Group's Shiller PE Ratio or its related term are showing as below:

LSE:PAG' s Shiller PE Ratio Range Over the Past 10 Years
Min: 1.2   Med: 9.25   Max: 18.91
Current: 11.77

During the past 13 years, Paragon Banking Group's highest Shiller PE Ratio was 18.91. The lowest was 1.20. And the median was 9.25.

LSE:PAG's Shiller PE Ratio is ranked worse than
61.93% of 1140 companies
in the Banks industry
Industry Median: 10.345 vs LSE:PAG: 11.77

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Paragon Banking Group's adjusted earnings per share data of for the fiscal year that ended in Sep23 was £0.663. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is £0.63 for the trailing ten years ended in Sep23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Paragon Banking Group Shiller PE Ratio Historical Data

The historical data trend for Paragon Banking Group's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Paragon Banking Group Shiller PE Ratio Chart

Paragon Banking Group Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.37 8.82 12.73 7.02 7.83

Paragon Banking Group Semi-Annual Data
Mar14 Sep14 Mar15 Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.73 - 7.02 - 7.83

Competitive Comparison of Paragon Banking Group's Shiller PE Ratio

For the Mortgage Finance subindustry, Paragon Banking Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Banking Group's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Paragon Banking Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Paragon Banking Group's Shiller PE Ratio falls into.



Paragon Banking Group Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Paragon Banking Group's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=7.60/0.63
=12.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Banking Group's E10 for the fiscal year that ended in Sep23 is calculated as:

For example, Paragon Banking Group's adjusted earnings per share data for the fiscal year that ended in Sep23 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Sep23 (Change)*Current CPI (Sep23)
=0.663/130.1000*130.1000
=0.663

Current CPI (Sep23) = 130.1000.

Paragon Banking Group Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201409 0.311 100.000 0.405
201509 0.348 100.200 0.452
201609 0.397 101.500 0.509
201709 0.419 104.300 0.523
201809 0.542 106.600 0.661
201909 0.482 108.400 0.578
202009 0.356 109.200 0.424
202109 0.630 112.400 0.729
202209 1.259 122.300 1.339
202309 0.663 130.100 0.663

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Paragon Banking Group  (LSE:PAG) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Paragon Banking Group Shiller PE Ratio Related Terms

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Paragon Banking Group (LSE:PAG) Business Description

Traded in Other Exchanges
Address
51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgages Lending and Commercial Lending. The Mortgages Lending includes the Group's buy-to-let, and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending and other offerings targeted towards SME customers.