Paragon Banking Group (LSE:PAG) EPS (Basic): £0.93 (TTM As of Mar. 2026)


LSE:PAG Paragon Banking Group PLC LSE:PAG
75 GF Score
Price £7.82
GF Value £9.01
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Paragon Banking Group EPS (Basic)?

Paragon Banking Group LSE:PAG +1.96% 75 EPS (Basic) is £0.93 as of Mar. 2026. GuruFocus rates LSE:PAG with a GF Score™ of 75/100 and a GF Value™ of £9.01 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Paragon Banking Group's basic earnings per share (Basic EPS) for the six months ended in Mar. 2026 was £0.52. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was £0.93.

Paragon Banking Group's EPS (Diluted) for the six months ended in Mar. 2026 was £0.50. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was £0.90.

Paragon Banking Group's EPS without NRI for the six months ended in Mar. 2026 was £0.50. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.90.

During the past 12 months, Paragon Banking Group's average EPS without NRIGrowth Rate was -6.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was -11.30% per year. During the past 5 years, the average EPS without NRI Growth Rate was 14.70% per year. During the past 10 years, the average EPS without NRI Growth Rate was 10.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Paragon Banking Group's highest 3-Year average EPS without NRI Growth Rate was 60.30% per year. The lowest was -69.80% per year. And the median was 10.40% per year.

Paragon Banking Group  (LSE:PAG) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Paragon Banking Group EPS (Basic) Related Terms

Paragon Banking Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Paragon Banking Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Banking Group EPS (Basic) Chart

Paragon Banking Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 1.29 0.69 0.89 0.91

Paragon Banking Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.50 0.50 0.41 0.52
LSE:PAG
75GF Score
Paragon Banking Group PLC LSE:PAG
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Paragon Banking Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Paragon Banking Group's Basic EPS for the fiscal year that ended in Sep. 2025 is calculated as

Basic EPS (A: Sep. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(180.3-0)/197.700
=0.91

Paragon Banking Group's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(98.6-0)/189.200
=0.52

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of £0.93 mean?
Paragon Banking Group (LSE:PAG) has a EPS (Basic) of £0.93 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Paragon Banking Group and its competitors.
Is Paragon Banking Group's EPS (Basic) too high?
Paragon Banking Group's current EPS (Basic) is £0.93. Overall, Paragon Banking Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Banking Group's EPS (Basic) compare to RKT and FNMA?
Paragon Banking Group's EPS (Basic) of £0.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Paragon Banking Group and its competitors. Paragon Banking Group's current EPS (Basic) is £0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Paragon Banking Group (LSE:PAG) is currently considered Modestly Undervalued. The stock's GF Value™ is £9.01, compared to a current price of £7.82 — trading 13.3% below its estimated fair value. The current EPS (Basic) is £0.93. Paragon Banking Group's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Paragon Banking Group (LSE:PAG), the current EPS (Basic) is £0.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Banking Group (LSE:PAG) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Banking Group stock appears to be undervalued. The current stock price of £7.82 is trading 13.3% below its estimated GF Value™ of £9.01. GuruFocus considers Paragon Banking Group to be Modestly Undervalued.

Key valuation signals for LSE:PAG:

  • EPS (Basic): £0.93
  • GF Value™: £9.01 vs. price of £7.82 (13.3% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the LSE:PAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paragon Banking Group Business Description

Other Exchanges PAGl:UK46P1:Germany
Address 51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers.
75GF Score

Get the complete analysis for LSE:PAG

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£7.82
Price
£9.01
GF Value