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Paragon Banking Group (LSE:PAG) Net Margin % : 44.36% (As of Sep. 2023)


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What is Paragon Banking Group Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Paragon Banking Group's Net Income for the six months ended in Sep. 2023 was £116.0 Mil. Paragon Banking Group's Revenue for the six months ended in Sep. 2023 was £261.5 Mil. Therefore, Paragon Banking Group's net margin for the quarter that ended in Sep. 2023 was 44.36%.

The historical rank and industry rank for Paragon Banking Group's Net Margin % or its related term are showing as below:

LSE:PAG' s Net Margin % Range Over the Past 10 Years
Min: 29.48   Med: 45.65   Max: 51.84
Current: 37.53


LSE:PAG's Net Margin % is ranked better than
80.05% of 1459 companies
in the Banks industry
Industry Median: 25.06 vs LSE:PAG: 37.53

Paragon Banking Group Net Margin % Historical Data

The historical data trend for Paragon Banking Group's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Paragon Banking Group Net Margin % Chart

Paragon Banking Group Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.54 29.48 45.53 51.84 37.53

Paragon Banking Group Semi-Annual Data
Mar14 Sep14 Mar15 Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.92 47.54 54.48 25.50 44.36

Competitive Comparison of Paragon Banking Group's Net Margin %

For the Mortgage Finance subindustry, Paragon Banking Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Banking Group's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Paragon Banking Group's Net Margin % distribution charts can be found below:

* The bar in red indicates where Paragon Banking Group's Net Margin % falls into.



Paragon Banking Group Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Paragon Banking Group's Net Margin for the fiscal year that ended in Sep. 2023 is calculated as

Net Margin=Net Income (A: Sep. 2023 )/Revenue (A: Sep. 2023 )
=153.9/410.1
=37.53 %

Paragon Banking Group's Net Margin for the quarter that ended in Sep. 2023 is calculated as

Net Margin=Net Income (Q: Sep. 2023 )/Revenue (Q: Sep. 2023 )
=116/261.5
=44.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Paragon Banking Group  (LSE:PAG) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Paragon Banking Group Net Margin % Related Terms

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Paragon Banking Group (LSE:PAG) Business Description

Traded in Other Exchanges
Address
51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgages Lending and Commercial Lending. The Mortgages Lending includes the Group's buy-to-let, and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending and other offerings targeted towards SME customers.