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Paragon Banking Group (LSE:PAG) PB Ratio : 1.12 (As of Dec. 14, 2024)


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What is Paragon Banking Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-14), Paragon Banking Group's share price is £7.775. Paragon Banking Group's Book Value per Share for the quarter that ended in Sep. 2024 was £6.95. Hence, Paragon Banking Group's PB Ratio of today is 1.12.

The historical rank and industry rank for Paragon Banking Group's PB Ratio or its related term are showing as below:

LSE:PAG' s PB Ratio Range Over the Past 10 Years
Min: 0.59   Med: 1.08   Max: 1.47
Current: 1.12

During the past 13 years, Paragon Banking Group's highest PB Ratio was 1.47. The lowest was 0.59. And the median was 1.08.

LSE:PAG's PB Ratio is ranked worse than
64.01% of 1528 companies
in the Banks industry
Industry Median: 0.935 vs LSE:PAG: 1.12

During the past 12 months, Paragon Banking Group's average Book Value Per Share Growth Rate was 5.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 13.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 11.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Paragon Banking Group was 24.30% per year. The lowest was -193.60% per year. And the median was 7.45% per year.

Back to Basics: PB Ratio


Paragon Banking Group PB Ratio Historical Data

The historical data trend for Paragon Banking Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Paragon Banking Group PB Ratio Chart

Paragon Banking Group Annual Data
Trend Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 1.15 0.65 0.75 1.12

Paragon Banking Group Semi-Annual Data
Mar15 Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.85 0.75 1.04 1.12

Competitive Comparison of Paragon Banking Group's PB Ratio

For the Mortgage Finance subindustry, Paragon Banking Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Banking Group's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Paragon Banking Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Paragon Banking Group's PB Ratio falls into.



Paragon Banking Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Paragon Banking Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=7.775/6.948
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Paragon Banking Group  (LSE:PAG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Paragon Banking Group PB Ratio Related Terms

Thank you for viewing the detailed overview of Paragon Banking Group's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Paragon Banking Group Business Description

Traded in Other Exchanges
Address
51 Homer Road, Solihull, West Midlands, GBR, B91 3QJ
Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgages Lending and Commercial Lending. The Mortgages Lending includes the Group's buy-to-let, and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending and other offerings targeted towards SME customers.