Needs Well (TSE:3992) Short-Term Debt: 円6 Mil (As of Mar. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3992 Needs Well Inc TSE:3992
91 GF Score
Price 円460.00
GF Value 円505.54
Valuation Fairly Valued
! 2 Warning Signs
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What is Needs Well Short-Term Debt?

Needs Well TSE:3992 +1.10% 91 Short-Term Debt is 円6 Mil as of Mar. 2026. GuruFocus rates TSE:3992 with a GF Score™ of 91/100 and a GF Value™ of 円505.54 (Fairly Valued). The stock has 2 warning signs investors should review.

Needs Well's Short-Term Debt for the quarter that ended in Mar. 2026 was 円6 Mil.

Needs Well's quarterly Short-Term Debt declined from Sep. 2025 (円7 Mil) to Dec. 2025 (円6 Mil) and declined from Dec. 2025 (円6 Mil) to Mar. 2026 (円6 Mil).

Needs Well's annual Short-Term Debt declined from Sep. 2023 (円19 Mil) to Sep. 2024 (円8 Mil) and declined from Sep. 2024 (円8 Mil) to Sep. 2025 (円7 Mil).

Needs Well Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Needs Well Short-Term Debt Related Terms

Needs Well Short-Term Debt Historical Data

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The historical data trend for Needs Well's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Needs Well Short-Term Debt Chart

Needs Well Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 19.48 7.74 6.73

Needs Well Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.23 6.73 6.39 5.71 5.71
TSE:3992
91GF Score
Needs Well Inc TSE:3992
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of 円6 Mil mean?
Needs Well (TSE:3992) has a Short-Term Debt of 円6 Mil as of Mar. 2026.
Is Needs Well's Short-Term Debt too high?
Needs Well's current Short-Term Debt is 円6 Mil. Overall, Needs Well has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Needs Well's Short-Term Debt compare to MSFT and ORCL?
Needs Well's Short-Term Debt of 円6 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Needs Well's current Short-Term Debt is 円6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Needs Well stock overvalued right now?
Based on GuruFocus' analysis, Needs Well (TSE:3992) is currently considered Fairly Valued. The stock's GF Value™ is 円505.54, compared to a current price of 円460.00 — trading 9% below its estimated fair value. The current Short-Term Debt is 円6 Mil. Needs Well's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Needs Well (TSE:3992), the current Short-Term Debt is 円6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Needs Well (TSE:3992) Overvalued in 2026?

Based on GuruFocus' analysis, Needs Well stock appears to be undervalued. The current stock price of 円460.00 is trading 9% below its estimated GF Value™ of 円505.54. GuruFocus considers Needs Well to be Fairly Valued.

Key valuation signals for TSE:3992:

  • Short-Term Debt: 円6 Mil
  • GF Value™: 円505.54 vs. price of 円460.00 (9% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the TSE:3992 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Needs Well Business Description

Address 13-15 South Tower, Tomihisa-cho Shinjuku-ku, Tokyo, JPN, 162-0067
Needs Well Inc provides application development, cloud solutions, IT related products and services, system infrastructure service and IT outsourcing services. Its services support to the development of BtoC / BtoB systems, digital marketing related system, business system, and CMS using web technology.
91GF Score

Get the complete analysis for TSE:3992

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円460.00
Price
円505.54
GF Value