Resurs Holding AB (FRA:4R6) Scaled Net Operating Assets: 0.22 (As of Sep. 2025)


FRA:4R6 Resurs Holding AB FRA:4R6
13 GF Score
Price €3.17
GF Value €2.23
! 5 Warning Signs
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What is Resurs Holding AB Scaled Net Operating Assets?

Resurs Holding AB FRA:4R6 13 Scaled Net Operating Assets is 0.22 as of Sep. 2025. GuruFocus rates FRA:4R6 with a GF Score™ of 13/100 and a GF Value™ of €2.23. The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Resurs Holding AB's operating assets for the quarter that ended in Sep. 2025 was €4,337.3 Mil. Resurs Holding AB's operating liabilities for the quarter that ended in Sep. 2025 was €3,315.2 Mil. Resurs Holding AB's Total Assets for the quarter that ended in Jun. 2025 was €4,571.2 Mil. Therefore, Resurs Holding AB's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2025 was 0.22.

FRA:4R6
13GF Score
Resurs Holding AB FRA:4R6
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Resurs Holding AB Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Resurs Holding AB's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(4293.121-3569.081)/4592.485
=0.16

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4707.247 - 414.126
=4293.121

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4034.121 - 465.04 - 0
=3569.081

Resurs Holding AB's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2025 )
=(Operating Assets (Q: Sep. 2025 )-Operating Liabilities (Q: Sep. 2025 ))/Total Assets (Q: Jun. 2025 )
=(4337.307-3315.211)/4571.168
=0.22

where

Operating Assets(Q: Sep. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4575.428 - 238.121
=4337.307

Operating Liabilities(Q: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3858.382 - 543.171 - 0
=3315.211

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.22 mean?
Resurs Holding AB (FRA:4R6) has a Scaled Net Operating Assets of 0.22 as of Sep. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Resurs Holding AB and its competitors.
Is Resurs Holding AB's Scaled Net Operating Assets too high?
Resurs Holding AB's current Scaled Net Operating Assets is 0.22. Overall, Resurs Holding AB has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Resurs Holding AB's Scaled Net Operating Assets compare to V and MA?
Resurs Holding AB's Scaled Net Operating Assets of 0.22 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Resurs Holding AB and its competitors. Resurs Holding AB's current Scaled Net Operating Assets is 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resurs Holding AB stock overvalued right now?
Resurs Holding AB (FRA:4R6) has a current Scaled Net Operating Assets of 0.22. The stock's GF Value™ is €2.23, compared to a current price of €3.17 — trading 41.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.22. Resurs Holding AB's overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Resurs Holding AB (FRA:4R6), the current Scaled Net Operating Assets is 0.22 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resurs Holding AB (FRA:4R6) Overvalued in 2026?

Based on GuruFocus' analysis, Resurs Holding AB stock appears to be overvalued. The current stock price of €3.17 is trading 41.9% above its estimated GF Value™ of €2.23.

Key valuation signals for FRA:4R6:

  • Scaled Net Operating Assets: 0.22
  • GF Value™: €2.23 vs. price of €3.17 (41.9% above fair value)
  • GF Score™: 13/100 with 5 warning signs

No single metric tells the full story. See the FRA:4R6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Resurs Holding AB Business Description

Address Ekslingan 9, Vala Norra, Helsingborg, SWE
Resurs Holding AB provides retail financial services. It offers payment and loyalty solutions for chain stores and e-commerce companies across the Nordic region. It offers unsecured loans to consumers wishing to finance investments in their homes, travels, or other consumer goods. Its segments include Payment Solutions and Consumer Loans. It operates its business in Denmark, Sweden, the UK, the USA, Norway, and others. The majority of the company's revenue comes from Sweden.
13GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.17
Price
€2.23
GF Value