Cembra Money Bank AG (LTS:0QPJ) Scaled Net Operating Assets : 0.39 (As of Jun. 2024)

View and export this data going back to 2014. Start your Free Trial

What is Cembra Money Bank AG Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Cembra Money Bank AG's operating assets for the quarter that ended in Jun. 2024 was CHF7,298.7 Mil. Cembra Money Bank AG's operating liabilities for the quarter that ended in Jun. 2024 was CHF4,157.4 Mil. Cembra Money Bank AG's Total Assets for the quarter that ended in Dec. 2023 was CHF8,088.2 Mil. Therefore, Cembra Money Bank AG's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2024 was 0.39.

Cembra Money Bank AG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Cembra Money Bank AG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Dec. 2023 )
=	(Operating Assets (A: Dec. 2023 )	-	Operating Liabilities (A: Dec. 2023 ))	/	Total Assets (A: Dec. 2022 )
=	(7166.209	-	3724.549)	/	7623.869
=	0.45

where

	Operating Assets		(A: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	8088.183	-	921.974
=	7166.209

	Operating Liabilities		(A: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	6838.445	-	3113.896	-	0
=	3724.549

Cembra Money Bank AG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2024 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Jun. 2024 )
=	(Operating Assets (Q: Jun. 2024 )	-	Operating Liabilities (Q: Jun. 2024 ))	/	Total Assets (Q: Dec. 2023 )
=	(7298.71	-	4157.391)	/	8088.183
=	0.39

where

	Operating Assets		(Q: Jun. 2024 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	8279.241	-	980.531
=	7298.71

	Operating Liabilities		(Q: Jun. 2024 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	7069.494	-	2912.103	-	0
=	4157.391

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cembra Money Bank AG Scaled Net Operating Assets Related Terms

Thank you for viewing the detailed overview of Cembra Money Bank AG's Scaled Net Operating Assets provided by GuruFocus.com. Please click on the following links to see related term pages.

Cembra Money Bank AG Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Cembra Money Bank AG (LTS:0QPJ) » Definitions » Scaled Net Operating Assets

Traded in Other Exchanges

CMBNz:UK CMBN:Switzerland

Address

Bandliweg 20, Zurich, CHE, 8048

Website

https://www.cembra.ch

Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The Majority of Interest Income is derived from Personal loans and Auto leases and loans.