MNAT (Marquette National) Scaled Net Operating Assets: -0.14 (As of Mar. 2026)


MNAT Marquette National Corp MNAT
60 GF Score
Price $36.93
GF Value $28.36
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Marquette National Scaled Net Operating Assets?

Marquette National MNAT 60 Scaled Net Operating Assets is -0.14 as of Mar. 2026. GuruFocus rates MNAT with a GF Score™ of 60/100 and a GF Value™ of $28.36 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Marquette National's operating assets for the quarter that ended in Mar. 2026 was $1,597.18 Mil. Marquette National's operating liabilities for the quarter that ended in Mar. 2026 was $1,919.66 Mil. Marquette National's Total Assets for the quarter that ended in Dec. 2025 was $2,224.77 Mil. Therefore, Marquette National's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.14.

MNAT
60GF Score
Marquette National Corp MNAT
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Marquette National Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Marquette National's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2095.092-1938.653)/2207.663
=0.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2224.771 - 129.679
=2095.092

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2030.168 - 91.515 - 0
=1938.653

Marquette National's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1597.176-1919.661)/2224.771
=-0.14

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2189.672 - 592.496
=1597.176

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2000.557 - 80.896 - 0
=1919.661

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.14 mean?
Marquette National (MNAT) has a Scaled Net Operating Assets of -0.14 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Marquette National and its competitors.
Is Marquette National's Scaled Net Operating Assets too high?
Marquette National's current Scaled Net Operating Assets is -0.14. Overall, Marquette National has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marquette National's Scaled Net Operating Assets compare to FGBI and EMYB?
Marquette National's Scaled Net Operating Assets of -0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Marquette National and its competitors. Marquette National's current Scaled Net Operating Assets is -0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marquette National stock overvalued right now?
Based on GuruFocus' analysis, Marquette National (MNAT) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.36, compared to a current price of $36.93 — trading 30.2% above its estimated fair value. The current Scaled Net Operating Assets is -0.14. Marquette National's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Marquette National (MNAT), the current Scaled Net Operating Assets is -0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marquette National (MNAT) Overvalued in 2026?

Based on GuruFocus' analysis, Marquette National stock appears to be overvalued. The current stock price of $36.93 is trading 30.2% above its estimated GF Value™ of $28.36. GuruFocus considers Marquette National to be Modestly Overvalued.

Key valuation signals for MNAT:

  • Scaled Net Operating Assets: -0.14
  • GF Value™: $28.36 vs. price of $36.93 (30.2% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the MNAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Marquette National Business Description

Address 6316 South Western Avenue, Chicago, IL, USA, 60636-2491
Marquette National Corp is a banking corporation operating in the United States. It provides services like savings and personal checking accounts, money market accounts, individual retirement accounts, certificates of deposit, debit and credit cards, safe deposit boxes, treasury solutions, commercial loans, loans and advances, mobile banking, and online banking.
60GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.93
Price
$28.36
GF Value