MNAT (Marquette National) ROE %: -5.96% (As of Mar. 2026)


MNAT Marquette National Corp MNAT
60 GF Score
Price $36.93
GF Value $28.35
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Marquette National ROE %?

Marquette National MNAT 60 ROE % is -5.96% as of Mar. 2026. GuruFocus rates MNAT with a GF Score™ of 60/100 and a GF Value™ of $28.35 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,523 Banks companies, Marquette National ranks worse than 71.7% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Marquette National's annualized net income for the quarter that ended in Mar. 2026 was $-11.44 Mil. Marquette National's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was $191.86 Mil. Therefore, Marquette National's annualized ROE % for the quarter that ended in Mar. 2026 was -5.96%.

The historical rank and industry rank for Marquette National's ROE % or its related term are showing as below:

MNAT' s ROE % Range Over the Past 10 Years
Min: -1.83   Med: 7.43   Max: 13.68
Current: 7.1

During the past 13 years, Marquette National's highest ROE % was 13.68%. The lowest was -1.83%. And the median was 7.43%.

MNAT's ROE % is ranked worse than
71.7% of 1523 companies
in the Banks industry
Industry Median: 10.22 vs MNAT: 7.10

Marquette National  (OTCPK:MNAT) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-11.44/191.859
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-11.44 / 43.72)*(43.72 / 2207.2215)*(2207.2215 / 191.859)
=Net Margin %*Asset Turnover*Equity Multiplier
=-26.17 %*0.0198*11.5044
=ROA %*Equity Multiplier
=-0.52 %*11.5044
=-5.96 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-11.44/191.859
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-11.44 / -16.94) * (-16.94 / 43.72) * (43.72 / 2207.2215) * (2207.2215 / 191.859)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.6753 * -38.75 % * 0.0198 * 11.5044
=-5.96 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Marquette National ROE % Related Terms


Marquette National ROE % Historical Data

* Premium members only.

The historical data trend for Marquette National's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marquette National ROE % Chart

Marquette National Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.69 -1.83 10.82 10.30 7.16

Marquette National Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.78 21.33 7.89 5.89 -5.96

MNAT vs FGBI, EMYB, MSWV: ROE % Comparison

For the Banks - Regional subindustry, Marquette National's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marquette National ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Marquette National's ROE % distribution charts can be found below:

* The bar in red indicates where Marquette National's ROE % falls into.


MNAT
60GF Score
Marquette National Corp MNAT
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Marquette National ROE % Calculation

Marquette National's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=13.183/( (173.579+194.603)/ 2 )
=13.183/184.091
=7.16 %

Marquette National's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=-11.44/( (194.603+189.115)/ 2 )
=-11.44/191.859
=-5.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -5.96% mean?
Marquette National (MNAT) has a ROE % of -5.96% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Marquette National and its competitors. According to the industry distribution chart, Marquette National ranks #1092 out of 1523 companies in the Banks industry, placing it in the top 71.7%.
Is Marquette National's ROE % too high?
Marquette National's current ROE % is -5.96%. Based on the distribution chart, Marquette National ranks #1092 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Marquette National has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marquette National's ROE % compare to FGBI and EMYB?
According to the Banks industry distribution chart, Marquette National ranks #1092 out of 1523 companies for ROE %. This places Marquette National in the lower half of its industry. The industry median ROE % is 10.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Marquette National and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marquette National's current ROE % is -5.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marquette National stock overvalued right now?
Based on GuruFocus' analysis, Marquette National (MNAT) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.35, compared to a current price of $36.93 — trading 30.3% above its estimated fair value. The current ROE % is -5.96%. Marquette National's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Marquette National (MNAT), the current ROE % is -5.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marquette National (MNAT) Overvalued in 2026?

Based on GuruFocus' analysis, Marquette National stock appears to be overvalued. The current stock price of $36.93 is trading 30.3% above its estimated GF Value™ of $28.35. GuruFocus considers Marquette National to be Modestly Overvalued.

Key valuation signals for MNAT:

  • ROE %: -5.96%
  • GF Value™: $28.35 vs. price of $36.93 (30.3% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the MNAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marquette National Business Description

Address 6316 South Western Avenue, Chicago, IL, USA, 60636-2491
Marquette National Corp is a banking corporation operating in the United States. It provides services like savings and personal checking accounts, money market accounts, individual retirement accounts, certificates of deposit, debit and credit cards, safe deposit boxes, treasury solutions, commercial loans, loans and advances, mobile banking, and online banking.
60GF Score

Get the complete analysis for MNAT

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.93
Price
$28.35
GF Value