San-in Godo Bank (TSE:8381) Scaled Net Operating Assets: 0.02 (As of Mar. 2026)


TSE:8381 San-in Godo Bank Ltd TSE:8381
51 GF Score
Price 円2,391.00
GF Value 円1,427.04
Valuation Significantly Overvalued
! 4 Warning Signs
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What is San-in Godo Bank Scaled Net Operating Assets?

San-in Godo Bank TSE:8381 +0.89% 51 Scaled Net Operating Assets is 0.02 as of Mar. 2026. GuruFocus rates TSE:8381 with a GF Score™ of 51/100 and a GF Value™ of 円1,427.04 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

San-in Godo Bank's operating assets for the quarter that ended in Mar. 2026 was 円7,409,745 Mil. San-in Godo Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円7,216,561 Mil. San-in Godo Bank's Total Assets for the quarter that ended in Dec. 2025 was 円8,557,197 Mil. Therefore, San-in Godo Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.02.

TSE:8381
51GF Score
San-in Godo Bank Ltd TSE:8381
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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San-in Godo Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

San-in Godo Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(7409745-7216561)/8549438
=0.02

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9040715 - 1630970
=7409745

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8719453 - 1502892 - 0
=7216561

San-in Godo Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(7409745-7216561)/8557197
=0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9040715 - 1630970
=7409745

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8719453 - 1502892 - 0
=7216561

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.02 mean?
San-in Godo Bank (TSE:8381) has a Scaled Net Operating Assets of 0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on San-in Godo Bank and its competitors.
Is San-in Godo Bank's Scaled Net Operating Assets too high?
San-in Godo Bank's current Scaled Net Operating Assets is 0.02. Overall, San-in Godo Bank has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does San-in Godo Bank's Scaled Net Operating Assets compare to competitors?
San-in Godo Bank's Scaled Net Operating Assets of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on San-in Godo Bank and its competitors. San-in Godo Bank's current Scaled Net Operating Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is San-in Godo Bank stock overvalued right now?
Based on GuruFocus' analysis, San-in Godo Bank (TSE:8381) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,427.04, compared to a current price of 円2,391.00 — trading 67.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.02. San-in Godo Bank's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For San-in Godo Bank (TSE:8381), the current Scaled Net Operating Assets is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is San-in Godo Bank (TSE:8381) Overvalued in 2026?

Based on GuruFocus' analysis, San-in Godo Bank stock appears to be overvalued. The current stock price of 円2,391.00 is trading 67.5% above its estimated GF Value™ of 円1,427.04. GuruFocus considers San-in Godo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8381:

  • Scaled Net Operating Assets: 0.02
  • GF Value™: 円1,427.04 vs. price of 円2,391.00 (67.5% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the TSE:8381 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

San-in Godo Bank Business Description

Address 10 Uomachi, Matsue, Shimane, JPN, 6900062
San-in Godo Bank Ltd is a Japanese bank group that operates in the San-in region of western Honshu. It also has a presence in the neighboring Sanyo region and the Hyogo prefecture. The group has two reportable service segments: banking and leasing. Banking constitutes a majority of the group's activities and consists of a deposit, loan, securities investment, and exchange business. The group also engages in a credit guarantee business. Loans and bills discounted and securities constitute a majority of the bank's earning assets.
51GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,391.00
Price
円1,427.04
GF Value