Manulife Financial (FRA:MLU) SpecialCharges

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:MLU Manulife Financial Corp FRA:MLU
69 GF Score
Price €35.94
GF Value €26.83
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Manulife Financial SpecialCharges?

Special Charges only applies to banks.

FRA:MLU
69GF Score
Manulife Financial Corp FRA:MLU
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Manulife Financial (FRA:MLU) Overvalued in 2026?

Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued. The current stock price of €35.94 is trading 33.9% above its estimated GF Value™ of €26.83. GuruFocus considers Manulife Financial to be Significantly Overvalued.

Key valuation signals for FRA:MLU:

  • SpecialCharges:
  • GF Value™: €26.83 vs. price of €35.94 (33.9% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the FRA:MLU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Manulife Financial Business Description

Address 200 Bloor Street East, Toronto, ON, CAN, M4W 1E5
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
69GF Score

Get the complete analysis for FRA:MLU

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.94
Price
€26.83
GF Value