Pathward Financial (FRA:FM7) Tariff Resilience Score: 8/10 (As of Jul. 12, 2026)


FRA:FM7 Pathward Financial Inc FRA:FM7
73 GF Score
Price €78.00
GF Value €78.44
! 6 Warning Signs
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What is Pathward Financial Tariff Resilience Score?

Pathward Financial FRA:FM7 +1.30% 73 Tariff Resilience Score is 8 as of Jul. 12, 2026. GuruFocus rates FRA:FM7 with a GF Score™ of 73/100 and a GF Value™ of €78.44. The stock has 6 warning signs investors should review. Among 1,610 Banks companies, Pathward Financial ranks better than 78.76% on this metric.

Pathward Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Pathward Financial has Financial services company with limited direct exposure to tariffs. Primarily domestic operations reduce vulnerability to international trade disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Pathward Financial might have Highly Resilient.

Pathward Financial  (FRA:FM7) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Pathward Financial Tariff Resilience Score Related Terms

FRA:FM7 vs TFIN, DCOM, CHCO: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Pathward Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pathward Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Pathward Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Pathward Financial's Tariff Resilience Score falls into.


FRA:FM7
73GF Score
Pathward Financial Inc FRA:FM7
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Pathward Financial (FRA:FM7) has a Tariff Resilience Score of 8 as of Jul. 12, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Pathward Financial ranks #342 out of 1610 companies in the Banks industry, placing it in the top 21.2%.
Is Pathward Financial's Tariff Resilience Score too high?
Pathward Financial's current Tariff Resilience Score is 8. Based on the distribution chart, Pathward Financial ranks #342 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pathward Financial has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Tariff Resilience Score compare to TFIN and DCOM?
According to the Banks industry distribution chart, Pathward Financial ranks #342 out of 1610 companies for Tariff Resilience Score. This places Pathward Financial in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Pathward Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Pathward Financial (FRA:FM7) has a current Tariff Resilience Score of 8. The stock's GF Value™ is €78.44, compared to a current price of €78.00 — trading 0.6% below its estimated fair value. The current Tariff Resilience Score is 8. Pathward Financial's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Pathward Financial (FRA:FM7), the current Tariff Resilience Score is 8 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pathward Financial (FRA:FM7) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued. The current stock price of €78.00 is trading 0.6% below its estimated GF Value™ of €78.44.

Key valuation signals for FRA:FM7:

  • Tariff Resilience Score: 8
  • GF Value™: €78.44 vs. price of €78.00 (0.6% below fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the FRA:FM7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pathward Financial Business Description

Other Exchanges CASH:USA
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score

Get the complete analysis for FRA:FM7

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€78.00
Price
€78.44
GF Value