AMERISAFE (STU:A3I) Tariff Resilience Score: 9/10 (As of Aug. 06, 2026)

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STU:A3I AMERISAFE Inc STU:A3I
71 GF Score
Price €25.66
GF Value €34.00
Valuation Modestly Undervalued
! 2 Warning Signs
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What is AMERISAFE Tariff Resilience Score?

AMERISAFE STU:A3I -0.70% 71 Tariff Resilience Score is 9 as of Aug. 06, 2026. GuruFocus rates STU:A3I with a GF Score™ of 71/100 and a GF Value™ of €34.00 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 591 Insurance companies, AMERISAFE ranks better than 99.66% on this metric.

AMERISAFE has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

AMERISAFE has Focused on US workers' compensation insurance, with no direct exposure to international trade. Tariff changes have negligible impact on operations or revenue.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes AMERISAFE might have Highly Resilient.

AMERISAFE  (STU:A3I) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

AMERISAFE Tariff Resilience Score Related Terms

STU:A3I vs ITIC, TIPT, MBI: Tariff Resilience Score Comparison

For the Insurance - Specialty subindustry, AMERISAFE's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AMERISAFE Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, AMERISAFE's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where AMERISAFE's Tariff Resilience Score falls into.


STU:A3I
71GF Score
AMERISAFE Inc STU:A3I
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
AMERISAFE (STU:A3I) has a Tariff Resilience Score of 9 as of Aug. 06, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, AMERISAFE ranks #2 out of 591 companies in the Insurance industry, placing it in the top 0.3%.
Is AMERISAFE's Tariff Resilience Score too high?
AMERISAFE's current Tariff Resilience Score is 9. Based on the distribution chart, AMERISAFE ranks #2 out of 591 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AMERISAFE has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AMERISAFE's Tariff Resilience Score compare to ITIC and TIPT?
According to the Insurance industry distribution chart, AMERISAFE ranks #2 out of 591 companies for Tariff Resilience Score. This places AMERISAFE in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. AMERISAFE's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMERISAFE stock overvalued right now?
Based on GuruFocus' analysis, AMERISAFE (STU:A3I) is currently considered Modestly Undervalued. The stock's GF Value™ is €34.00, compared to a current price of €25.66 — trading 24.5% below its estimated fair value. The current Tariff Resilience Score is 9. AMERISAFE's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For AMERISAFE (STU:A3I), the current Tariff Resilience Score is 9 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMERISAFE (STU:A3I) Overvalued in 2026?

Based on GuruFocus' analysis, AMERISAFE stock appears to be undervalued. The current stock price of €25.66 is trading 24.5% below its estimated GF Value™ of €34.00. GuruFocus considers AMERISAFE to be Modestly Undervalued.

Key valuation signals for STU:A3I:

  • Tariff Resilience Score: 9
  • GF Value™: €34.00 vs. price of €25.66 (24.5% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the STU:A3I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AMERISAFE Business Description

Other Exchanges AMSF:USA
Address 2301 Highway 190 West, DeRidder, LA, USA, 70634
AMERISAFE Inc is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, manufacturing, maritime, and telecommunications. The company generates a majority of its revenue in the form of premiums. The Company operates as a single reportable segment, Insurance Operations.
71GF Score

Get the complete analysis for STU:A3I

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.66
Price
€34.00
GF Value