Kruk (LTS:0Q3Y) Total Assets: zł13,568 Mil (As of Mar. 2026)

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LTS:0Q3Y Kruk SA LTS:0Q3Y
83 GF Score
Price zł256.00
GF Value zł379.06
! 7 Warning Signs
View Full Analysis

What is Kruk Total Assets?

Kruk LTS:0Q3Y 83 Total Assets is zł13,568 Mil as of Mar. 2026. GuruFocus rates LTS:0Q3Y with a GF Score™ of 83/100 and a GF Value™ of zł379.06. The stock has 7 warning signs investors should review.

Kruk's Total Assets for the quarter that ended in Mar. 2026 was zł13,568 Mil.

Warning Sign:

If a company builds assets at 28.1% a year, faster than its revenue growth rate of 16.8% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Kruk's average Total Assets Growth Rate was 21.80% per year. During the past 3 years, the average Total Assets Growth Rate was 22.00% per year. During the past 5 years, the average Total Assets Growth Rate was 28.10% per year. During the past 10 years, the average Total Assets Growth Rate was 66.30% per year.

During the past 13 years, Kruk's highest 3-Year average Total Assets Growth Rate was 159.50%. The lowest was -30.20%. And the median was 25.40%.

Total Assets is connected with ROA %. Kruk's annualized ROA % for the quarter that ended in Mar. 2026 was 7.89%. Total Assets is also linked to Revenue through Asset Turnover. Kruk's Asset Turnover for the quarter that ended in Mar. 2026 was 0.05.


Kruk  (LTS:0Q3Y) Total Assets Explanation

Total Assets is connected with ROA %.

Kruk's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1049.16/( (13032.173+13567.735)/ 2 )
=1049.16/13299.954
=7.89 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Kruk's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=673.977/( (13032.173+13567.735)/ 2 )
=673.977/13299.954
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Kruk Total Assets Related Terms


Kruk Total Assets Historical Data

* Premium members only.

The historical data trend for Kruk's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kruk Total Assets Chart

Kruk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,909.40 7,681.08 9,928.51 11,648.88 13,032.17

Kruk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,652.33 12,098.93 12,629.73 13,032.17 13,567.74
LTS:0Q3Y
83GF Score
Kruk SA LTS:0Q3Y
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kruk Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Kruk's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=5326.464+7705.709
=13,032

Kruk's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=5635.462+7932.273
=13,568

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of zł13,568 Mil mean?
Kruk (LTS:0Q3Y) has a Total Assets of zł13,568 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Kruk and its competitors.
Is Kruk's Total Assets too high?
Kruk's current Total Assets is zł13,568 Mil. Overall, Kruk has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Kruk's Total Assets compare to V and MA?
Kruk's Total Assets of zł13,568 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Credit Services company?
A good Total Assets depends on the Credit Services industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Kruk and its competitors. Kruk's current Total Assets is zł13,568 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kruk stock overvalued right now?
Kruk (LTS:0Q3Y) has a current Total Assets of zł13,568 Mil. The stock's GF Value™ is zł379.06, compared to a current price of zł256.00 — trading 32.5% below its estimated fair value. The current Total Assets is zł13,568 Mil. Kruk's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Kruk (LTS:0Q3Y), the current Total Assets is zł13,568 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kruk (LTS:0Q3Y) Overvalued in 2026?

Based on GuruFocus' analysis, Kruk stock appears to be undervalued. The current stock price of zł256.00 is trading 32.5% below its estimated GF Value™ of zł379.06.

Key valuation signals for LTS:0Q3Y:

  • Total Assets: zł13,568 Mil
  • GF Value™: zł379.06 vs. price of zł256.00 (32.5% below fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the LTS:0Q3Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kruk Business Description

Address ul. Wolowska 8, Wroclaw, POL, 51-116
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. The Group manages debt in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Geographically the company operates in segments Poland, Romania, Italy, Spain, and Other foreign markets.
83GF Score

Get the complete analysis for LTS:0Q3Y

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł256.00
Price
zł379.06
GF Value