Banco Pichincha CA (XGUA:PCD) 3-Year Share Buyback Ratio: 0.00% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGUA:PCD Banco Pichincha CA XGUA:PCD
71 GF Score
Price $165.00
GF Value $102.56
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Banco Pichincha CA 3-Year Share Buyback Ratio?

Banco Pichincha CA XGUA:PCD +5.10% 71 3-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates XGUA:PCD with a GF Score™ of 71/100 and a GF Value™ of $102.56 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,031 Banks companies, Banco Pichincha CA ranks worse than 96993.11% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Banco Pichincha CA's current 3-Year Share Buyback Ratio was 0.00%.

The historical rank and industry rank for Banco Pichincha CA's 3-Year Share Buyback Ratio or its related term are showing as below:

During the past 10 years, Banco Pichincha CA's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was 0.00%. And the median was 0.00%.

XGUA:PCD's 3-Year Share Buyback Ratio is not ranked *
in the Banks industry.
Industry Median: -0.2
* Ranked among companies with meaningful 3-Year Share Buyback Ratio only.

Banco Pichincha CA (XGUA:PCD) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Banco Pichincha CA 3-Year Share Buyback Ratio Related Terms


XGUA:PCD vs USB, PNC: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Banco Pichincha CA's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Pichincha CA 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Pichincha CA's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Banco Pichincha CA's 3-Year Share Buyback Ratio falls into.


XGUA:PCD
71GF Score
Banco Pichincha CA XGUA:PCD
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Pichincha CA 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.00 mean?
Banco Pichincha CA (XGUA:PCD) has a 3-Year Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Banco Pichincha CA and its competitors. According to the industry distribution chart, Banco Pichincha CA ranks #999999 out of 1031 companies in the Banks industry.
Is Banco Pichincha CA's 3-Year Share Buyback Ratio too high?
Banco Pichincha CA's current 3-Year Share Buyback Ratio is 0.00. Based on the distribution chart, Banco Pichincha CA ranks #999999 out of 1031 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Pichincha CA has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's 3-Year Share Buyback Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Banco Pichincha CA ranks #999999 out of 1031 companies for 3-Year Share Buyback Ratio. This places Banco Pichincha CA in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Banco Pichincha CA and its competitors. Banco Pichincha CA's current 3-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (XGUA:PCD) is currently considered Significantly Overvalued. The stock's GF Value™ is $102.56, compared to a current price of $165.00 — trading 60.9% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.00. Banco Pichincha CA's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Banco Pichincha CA (XGUA:PCD), the current 3-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pichincha CA (XGUA:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $165.00 is trading 60.9% above its estimated GF Value™ of $102.56. GuruFocus considers Banco Pichincha CA to be Significantly Overvalued.

Key valuation signals for XGUA:PCD:

  • 3-Year Share Buyback Ratio: 0.00
  • GF Value™: $102.56 vs. price of $165.00 (60.9% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the XGUA:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
71GF Score

Get the complete analysis for XGUA:PCD

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$165.00
Price
$102.56
GF Value