Banco Pichincha CA (XGUA:PCD) ROCE %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGUA:PCD Banco Pichincha CA XGUA:PCD
78 GF Score
Price $135.00
GF Value $101.77
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Banco Pichincha CA ROCE %?

Banco Pichincha CA XGUA:PCD 78 ROCE % is % as of Dec. 2025. GuruFocus rates XGUA:PCD with a GF Score™ of 78/100 and a GF Value™ of $101.77 (Significantly Overvalued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

XGUA:PCD
78GF Score
Banco Pichincha CA XGUA:PCD
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Banco Pichincha CA (XGUA:PCD) has a ROCE % of % as of Dec. 2025.
Is Banco Pichincha CA's ROCE % too high?
Banco Pichincha CA's current ROCE % is %. Overall, Banco Pichincha CA has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's ROCE % compare to PNC and USB?
Banco Pichincha CA's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.22, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Pichincha CA's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (XGUA:PCD) is currently considered Significantly Overvalued. The stock's GF Value™ is $101.77, compared to a current price of $135.00 — trading 32.7% above its estimated fair value. The current ROCE % is %. Banco Pichincha CA's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Banco Pichincha CA (XGUA:PCD), the current ROCE % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pichincha CA (XGUA:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $135.00 is trading 32.7% above its estimated GF Value™ of $101.77. GuruFocus considers Banco Pichincha CA to be Significantly Overvalued.

Key valuation signals for XGUA:PCD:

  • ROCE %: %
  • GF Value™: $101.77 vs. price of $135.00 (32.7% above fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the XGUA:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
78GF Score

Get the complete analysis for XGUA:PCD

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$135.00
Price
$101.77
GF Value